

Sara Richards at CrossCountry Mortgage
Originating Branch Manager | NMLS #2307718

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Sara was an absolute pleasure to work with as a first time home buyer. She made the process smooth and seamless, and willing to explain the process along the way. Would highly recommend her to others and would work with her in the future!
Reply from Sara Richards
May 19th, 2026 06:40 PM
Hannah, I'm grateful for your kind words and am pleased to hear that you had a smooth and seamless experience as a first-time homebuyer. It's appreciated to know that you found my explanations helpful throughout the process. I look forward...
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Everyone very helpful and knowledgeable.
Reply from Sara Richards at CrossCountry Mortg...
May 8th, 2026 04:07 PM
Baretta, I'm glad to hear you found everyone helpful and knowledgeable. If you have any more questions or need assistance in the future, please feel free to reach out to me.
Sara and her team were fantastic to work with. I would highly recommend them to anyone who needs a home loan or a refinance.
Reply from Owner
April 24th, 2026 03:25 PM
Thank you so much Allison! We enjoyed helping you save money on your refinance!!!
Sara and her team were great about communicating through every step of my refinance. They were quick and prompt and knowledgable. The team did a fantastic job and I will definitely be recommending them to others.
Reply from Sara Richards at CrossCountry Mortg...
April 24th, 2026 03:27 PM
Thank you so much!!!
Sara is the absolute BEST! She never made us feel like we were taking up to much of her time or asking ridiculous questions. She looked out for our best interest every step of the way. She was always, on top of the communication. A+++.
Reply from Owner
April 24th, 2026 03:26 PM
Thank you so much! I just helping you and Rebecca with your first home!
Never once made me feel dumb for asking any questions. Super fast response time. Made us feel like part of the family not just a client.
Reply from Sara Richards
April 24th, 2026 01:56 PM
Shaun, I'm grateful for your kind feedback. It's important to me that you felt comfortable asking questions and that I could provide quick responses. I'm happy to hear you felt like part of the family during our time working together. If there's...
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Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Dave M
Sara was extremely helpful and very informative. I was very impressed by how quickly she was able to get us to closing in the short amount of time she was given. We cannot thank sara enough for all her help.
Reply from Sara Richards
April 17th, 2026 05:37 PM
Ryan, I appreciate your kind words and am glad I could assist you efficiently in reaching closing within the limited time frame. Thank you for recognizing my efforts, and if you ever need further assistance, I'm here to help.
Sara and her team is excellent. Sara constantly walked us step by step in this process. If we had a question they responded quickly, She really cares and does what she can for the client. Thank you for everything we love our home. We will refer...
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Reply from Owner
March 23rd, 2026 03:13 PM
Thank you for the kind words! I really enjoyed helping you both!!
Sara was excellent to deal with. She was very understanding and cares for her clients. She walked us through the process and we never felt rushed. Sara and team truly felt like a friend and family. We will refer family and friend to Sara and...
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Reply from Sara Richards at CrossCountry Mortg...
March 23rd, 2026 03:14 PM
Thank you Rhonda!! :)
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2307718 | Branch NMLS #2854816
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Shenandoah County Chamber
- Woodstock Rotary
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 2307718
Achievements
- Shenandoah Valley's Young Professional of the Year 2024
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095