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Sara Richards at CrossCountry Mortgage
Originating Branch Manager | NMLS #2307718

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Reviews from Web
Sara and her team are the best of the best. As first time home buyers, we were clueless to the process and had a million questions. Sara's patience, along with her knowledge and experience really made this process seamless. We couldn't have...
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Reply from Sara Richards at CrossCountry Mortg...
November 11th, 2025 02:37 PM
Thank you so much Clay for the kind words! I enjoyed helping you and Angela with your first home! I’m so happy for you guys! I hope you enjoy you’re home for many years to come!
Sara was amazing! From day one, she took the time to explain every step, answered all of our questions (no matter how small!), and made sure we felt confident with every decision. She was incredibly knowledgeable, responsive, and genuinely...
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Reply from Sara Richards at CrossCountry Mortg...
November 11th, 2025 02:23 PM
Thank you so much Alissandra for the kind words!!! I really enjoyed helping you and Daniel with your first home. I cannot wait to see how you transform it!!!
I can't speak highly enough of Sara! She was wonderful to work with. She went way above and beyond and was always quick to respond whenever I would reach out to her.
Sara was so pleasant to deal with. She never made me feel silly over questions I asked. She had an amazing response time! She made the overall loan experience so much better!!
Reply from Sara Richards
May 22nd, 2026 02:19 PM
Cynthia, I'm pleased to know you felt comfortable asking questions and appreciated the quick response time. It's great to hear that your loan experience was improved by our work together. Thank you for your kind words!
Sara was an absolute pleasure to work with as a first time home buyer. She made the process smooth and seamless, and willing to explain the process along the way. Would highly recommend her to others and would work with her in the future!
Reply from Sara Richards
May 19th, 2026 06:40 PM
Hannah, I'm grateful for your kind words and am pleased to hear that you had a smooth and seamless experience as a first-time homebuyer. It's appreciated to know that you found my explanations helpful throughout the process. I look forward...
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Everyone very helpful and knowledgeable.
Reply from Sara Richards at CrossCountry Mortg...
May 8th, 2026 04:07 PM
Baretta, I'm glad to hear you found everyone helpful and knowledgeable. If you have any more questions or need assistance in the future, please feel free to reach out to me.
Sara and her team were fantastic to work with. I would highly recommend them to anyone who needs a home loan or a refinance.
Reply from Owner
April 24th, 2026 03:25 PM
Thank you so much Allison! We enjoyed helping you save money on your refinance!!!
Sara and her team were great about communicating through every step of my refinance. They were quick and prompt and knowledgable. The team did a fantastic job and I will definitely be recommending them to others.
Reply from Sara Richards at CrossCountry Mortg...
April 24th, 2026 03:27 PM
Thank you so much!!!
Sara is the absolute BEST! She never made us feel like we were taking up to much of her time or asking ridiculous questions. She looked out for our best interest every step of the way. She was always, on top of the communication. A+++.
Reply from Owner
April 24th, 2026 03:26 PM
Thank you so much! I just helping you and Rebecca with your first home!
Never once made me feel dumb for asking any questions. Super fast response time. Made us feel like part of the family not just a client.
Reply from Sara Richards
April 24th, 2026 01:56 PM
Shaun, I'm grateful for your kind feedback. It's important to me that you felt comfortable asking questions and that I could provide quick responses. I'm happy to hear you felt like part of the family during our time working together. If there's...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2307718 | Branch NMLS #2686382
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
686
/850
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Memberships
- Shenandoah County Chamber
- Woodstock Rotary
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 2307718
Achievements
- Shenandoah Valley's Young Professional of the Year 2024
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095