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Sara Richards at CrossCountry Mortgage
Originating Branch Manager | NMLS #2307718

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Sara and her team are the best of the best. As first time home buyers, we were clueless to the process and had a million questions. Sara's patience, along with her knowledge and experience really made this process seamless. We couldn't have...
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Reply from Sara Richards at CrossCountry Mortg...
November 11th, 2025 02:37 PM
Thank you so much Clay for the kind words! I enjoyed helping you and Angela with your first home! I’m so happy for you guys! I hope you enjoy you’re home for many years to come!
Sara was amazing! From day one, she took the time to explain every step, answered all of our questions (no matter how small!), and made sure we felt confident with every decision. She was incredibly knowledgeable, responsive, and genuinely...
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Reply from Sara Richards at CrossCountry Mortg...
November 11th, 2025 02:23 PM
Thank you so much Alissandra for the kind words!!! I really enjoyed helping you and Daniel with your first home. I cannot wait to see how you transform it!!!
Sara was great very helpful answered any questions I had, and helped me through every step of the way all the way to closing. Great experience overall and would definitely recommend to anyone looking for a home.
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Reply from Sara Richards at CrossCountry Mortg...
July 17th, 2026 12:47 PM
Thank you so much Jake! I enjoyed helping you with your first home! I hope you are getting all settled in and love your new home!! Congrats!
Sara was great, she was helpful all the way and answered all questions in a timely manner all the way to closing would definitely recommend to anyone looking to buy a home.
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 03:36 PM
Jacob, I'm grateful for your kind words and am pleased to hear that I could assist you throughout the process. It's great to know that my timely responses were helpful all the way to closing. Thank you for recommending me to others considering...
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Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Jennifer L
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 04:25 PM
Jennifer, thank you for the excellent rating! I'm pleased to know you had a positive experience with my service at CrossCountry Mortgage.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Briana H
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 05:59 PM
Briana, thank you for the 5-star rating. I'm pleased to know you had a good experience with me at CrossCountry Mortgage.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Katie B
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 03:37 PM
Katie, thank you for the perfect rating! I appreciate your support and trust in my services at CrossCountry Mortgage.
Sara is an amazing loan officer! Highly recommend!
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 04:00 PM
Adam, thank you for your kind words and recommendation. I'm glad to hear you had a positive experience working with me as your loan officer.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Emerald B
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 02:38 PM
Emerald, thank you for the 5-star rating. I'm pleased to know you had a positive experience with my services at CrossCountry Mortgage.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Michelle N
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 06:18 PM
Michelle, thank you for giving a 5-star rating. I appreciate your support!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2307718 | Branch NMLS #2854816
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Shenandoah County Chamber
- Woodstock Rotary
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 2307718
Achievements
- Shenandoah Valley's Young Professional of the Year 2024
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095