Sara Richards at CrossCountry Mortgage
Originating Branch Manager | NMLS #2307718
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Sara is an amazing loan officer! Highly recommend!
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 04:00 PM
Adam, thank you for your kind words and recommendation. I'm glad to hear you had a positive experience working with me as your loan officer.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Emerald B
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 02:38 PM
Emerald, thank you for the 5-star rating. I'm pleased to know you had a positive experience with my services at CrossCountry Mortgage.
Sara Richards at CrossCountry Mortgage has received a review with 5 star rating from Michelle N
Reply from Sara Richards at CrossCountry Mortg...
July 24th, 2026 06:18 PM
Michelle, thank you for giving a 5-star rating. I appreciate your support!
Sara and her team were excellent! They were prompt, professional, friendly, and available to answer questions as they came up. They were the perfect example of what working with a small-town business should look/feel like. Highly recommend!
Reply from Sara Richards at CrossCountry Mortg...
June 30th, 2026 02:05 PM
Thank you so much Joy! I enjoyed helping you and Brian! I hope you enjoy your new home for many years!!
Professional, courteous and friendly. Great follow up
Reply from Sara Richards
June 22nd, 2026 07:14 PM
Luis, thank you for your kind words. I'm glad that you found my approach professional and friendly, and that the follow-up was helpful to you.
Sara made our home buying process so easy! She was gracious and quick to answer all of our questions. We absolutely made the right choice in having Sara help us with this process!
Reply from Sara Richards
June 3rd, 2026 02:16 PM
Emily, I'm so glad to hear that I could make your home buying process easy and that you felt confident in choosing me. It's great to know that my responsiveness and support were helpful to you. Thank you for your kind words!
Sara and her team were amazing to work with. They were very quick to respond to questions and emails, and Sara was always just a phone call away, no matter the time of day. She broke everything down step by step and made the whole process easy...
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Sara and her team was amazing to work with. Very quick to respond to questions and emails. Sara was always a phone call away no matter the time of day. Sara broke down everything step by step and made everything easy to understand. Would recommend...
read more
Reply from Sara Richards
June 2nd, 2026 02:20 PM
Andrew, I appreciate your kind words about my team and me. It's wonderful to hear that you found the communication helpful and the process easy to understand. Thank you for your recommendation!
I can't speak highly enough of Sara! She was wonderful to work with. She went way above and beyond and was always quick to respond whenever I would reach out to her.
Sara was so pleasant to deal with. She never made me feel silly over questions I asked. She had an amazing response time! She made the overall loan experience so much better!!
Reply from Sara Richards
May 22nd, 2026 02:19 PM
Cynthia, I'm pleased to know you felt comfortable asking questions and appreciated the quick response time. It's great to hear that your loan experience was improved by our work together. Thank you for your kind words!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Woodstock, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2307718 | Branch NMLS #2854816
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Shenandoah County Chamber
- Woodstock Rotary
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 2307718
Achievements
- Shenandoah Valley's Young Professional of the Year 2024
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095