

Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553

With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Professional and answered all questions fast
Extremely personable, displayed empathy during the various challenges we had and was transparent with the whole process. It was one area I didn’t have to worry much about - which was really appreciated! Thanks a ton, Sanj!
Sanj was very friendly. He and his staff kept in good communication doing the whole process which went smoothly.
Sanj Banga helped us through a very difficult situation when it appeared our buyer might back out of the deal. Mr. Banga extended our loan with TowneBank just in time for us to close on our new house. Thank you Sanj! (The buyer did finally...
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It was truly a pleasure to work with Sanj Banga and TowneBank Mortgage during our recent home purchase. Sanj is a consummate professional who takes time to listen to clients and provide excellent guidance throughout the application process....
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Reply from Owner
January 9th, 2026 10:34 AM
You're too kind. Thank you Virginia, I am happy to help.
Sanj took time from day one to introduce himself and get to know us a bit while gaining an understanding of our needs and expectations. He consistently communicated throughout the process and truly listened and responded quickly when we had...
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Always a pleasure working with you! I appreciate you always answering all my questions and providing amazing customer service!
Very open communication and very quick to respond to my calls/emails
Kept us updated throughout the process
My overall experience was great. We were dealing with the Covid-19 outbreak, I think we all had to learn how to do things differently. I just want to thank everyone for being very patient with me during this whole process. Again Thanks
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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