Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
Sanj was very easy to work with. Very pleasant and informational. Sanj made my home buying experience very smooth.
Sanj is very good at what he does. The process was quick and well explained step by step.
Sanj was the highlight of my new home purchasing process. He walked me through the entire process and was always there when there was a “bump” in the road. I could not imagine going through the mortgage process without him. I’ve closed on many...
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I was new to the mortgage business and the Richmond area and they guided me through all of it very smoothly and with great patience. I highly recommend them.
Sanj is very responsive and makes sure you understand everything you need to know regarding the home buying process.
Sanj was excellent to work with! Very informative and always available when i needed him. The whole process was quick and very easy. I couldn't have asked for a better experience!
Sanj is the best in the industry! I have done 2 transactions on my personal homes with Townebank and will continue to use Sanj and Townebank moving forward!
Sanj Banga has received a review with 5 star rating from Tracy V
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Tracy!
Sanj went above and beyond to make our new home mortgage experience with TowneBank seamless, painless and simple. He and his team kept us informed the entire way often reminding us about documents needing to be reviewed and/or uploaded. Sanj’s...
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Sanj and team were accurate, timely and communicated well.
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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