Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Sanj and his team went above and beyond to make sure everything went as smooth as possible.
He is professional
being kept informed throughout the process
Communications and explanations was made on every effort during a much stressful time. So glad it's over.
Sanj Banga has received a review with 5 star rating from Brian R
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Brian!
Great communication during entire process, straightforward, no upsell. Just a great experience start to finish.
Sanj Banga has received a review with 5 star rating from A G U
Reply from Owner
June 15th, 2022 04:41 PM
Thank you!
Sanj was so professional and explained every step of the process and his follow up was A1. Would deal with him any day. What a pleasant gentleman.
Sanj was honest, thorough, and efficient. It was a great process and we definitely recommend him and TowneBank.
We really felt like Sanj had our best interests at heart. We will definitely use him again for any future purchases or refinances.
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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