Sanj Banga
VP, Mortgage Branch Manager | NMLS # 182553
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ens... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Sanj was excellent, he went above and beyond in moving closing up several days to accommodate by schedule. Communication along the way was excellent.
Sanj Banga has received a review with 5 star rating from Anwar S
Reply from Owner
January 9th, 2026 11:09 AM
Thank you, Anwar!
Stayed on top of things. Especially Chris, very knowledgeable and helpful person
Very friendly and approachable
Too hard to explain…
Sanj is so easy to talk to and work with. Great at communication - he and his team were fantastic start to finish.
Sanj kept me informed throughout the whole loan process. He made the process of purchasing a home easy and simple and it was a pleasure working with him.
Reply from Owner
January 9th, 2026 10:34 AM
We are so happy to help! Thank you for your kind feedback.
Sanj made himself available whenever I had a question or concern. He made the whole loan process very simple and it was a pleasure working with him.
Communication and not putting the blame on an employee that resigned due to health issues. Albany was wonderful and always answered my questions and concerns without any hesitation. I switched to your branch because it seemed the best route....
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Sanj and his team went above and beyond to make sure everything went as smooth as possible. I really appreciate everything they did to help.
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About
With over 25 years' experience, Sanj Banga is a seasoned Richmond mortgage lender specializing in Conventional, VA, FHA, USDA, New Construction, and Construction-to-Permanent loans. His deep industry knowledge and problem-solving skills ensure clients receive tailored solutions. Sanj's commitment to exceptional service and building lasting relationships sets him apart.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 182553
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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