Sandy Smith - USA Mortgage
Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Contact Info
Richmond, KY 40475
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Great job at helping me navigate a foreign process.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I am so happy for you. I really hope you enjoy your new home. Don't hesitate to reach out to me with any questions you may have.
Sandy was so helpful in explaining the process and make it go very smooth.
Reply from Sandy Smith - USA Mortgage
November 6th, 2025 11:54 AM
Hope things are going great for you
Sandy has great communication and support. She walked me through it all and continue to keep me updated. When I was anxious she would be empathetic and compassionate. I’ve used Sandy twice now and wouldn’t use anyone else.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I hope things have settled down now and you are able to enjoy your new home. Feel free to call me anytime
She made the process easy and kept us informed on every step. This was our first time buying a home and she made everything easy for us.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I am so happy for you all. I know you will enjoy your brand new home. Thanks for allowing me along for the journey.
Sandy was great to work with. She was available and encouraging through the whole process.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I was so blessed to be on this journey with you coming to Madison County. Good luck in your new jobs.
Great and easy communication. Battled through one heck of a situation to get everything closed.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
We did battle a couple of hard things on this to get it done! I am so excited for you and welcome to KY
Overall support and availability made it easy to get answers to questions and reassurance on anything I was uncertain about.
The customer service and communication
Sandy is amazing. She made our journey to buying our new home as easy as possible!
Reply from Sandy Smith
November 6th, 2025 11:54 AM
I am so excited for you all. Hope you love your new home and thanks for taking time to do the survey.
Her great personality and being on top of things.
Reply from Sandy Smith
November 6th, 2025 11:54 AM
Crystal I was so happy working with you and excited for you to start your new journey.
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
FHA, VA, USDA and Conventional Loans
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 443247
- GA: 69770
Hobbies
- Reading, Hiking and travel
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