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Sandy Smith - USA Mortgage - Mortgage Loan Originator

Sandy Smith - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(859) 893-1444
Richmond, KY 40475
https://www.usamortgage.com/mortgage-loan-originator/sandy-simpson-smith/
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  • Encompass
    Z
    Zachary M R
    Greenup, KY
    Posted on April 14th, 2023 05:11 PM
    Very professional, could call to ask questions at any time made the process very quick and easy.
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Thanks for the review. Please let me know if I can answer any questions for you in the future as well
  • Encompass
    K
    Kevin M A
    Berea, KY
    Posted on April 12th, 2023 05:41 PM
    Sandy is absolutely WONDERFUL!!! She was amazing throughout the whole process
    Reply from Sandy Smith
    November 6th, 2025 11:54 AM
    Thanks for the kind words. So excited for you and your family to get to move into a new home
  • Encompass
    Z
    Zachary M R
    Greenup, KY
    Posted on March 18th, 2023 06:11 PM
    Very professional, could text or call at anytime and she would answer any of the questions I might have had. All around a great first time experience for me.
  • Encompass
    A
    April D D
    Berea, KY
    Posted on March 6th, 2023 10:49 AM
    Sandy was supportive every step of the way- she went above and beyond, responded timely, and was just a source of knowledge that exceeded our expectations. Our loan process wasn't the easiest, but Sandy's support and dedication, we made it...
    read more
  • Encompass
    J
    Juan R G
    Berea, KY
    Posted on February 26th, 2023 01:40 AM
    All the hard work of Sandy Smith and Tammy Pridgen.
  • Encompass
    S
    Sarah E B
    Pineville, KY
    Posted on February 8th, 2023 02:07 PM
    The process was very smooth sailing. If I didn’t understand, I was explained to in detail to where I could understand.
  • Encompass
    W
    Wade S W
    Lawrenceburg, KY
    Posted on February 5th, 2023 04:25 PM
    Was a very personable experience. Kinda felt like talking to a friend. Very streamlined process which allowed the closing I was looking for.
  • Encompass
    D
    Donald T
    Berea, KY
    Posted on January 8th, 2023 01:12 PM
    Got the lian
  • Encompass
    A
    Anthony W F
    Beattyville, KY
    Posted on December 22nd, 2022 01:51 AM
    Sandy worked beside us the whole way still stayed in contact afterwards and made sure there was nothing else she could help with . I would recommend her to anyone. She went above and beyond for us and will do the same for anyone seeking help...
    read more
  • Zillow
    B
    Brooke T
    Beattyville, KY
    Posted on December 21st, 2022 12:00 AM
    She helped us through the whole process and was very informative and went above and beyond to help us . I'm very grateful for her services and would recommend her ten fold over anyone she is the best . Thank you sandy for everything.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Mortgage Loans
    FHA, VA, USDA and Conventional Loans
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    View All
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    Addresses and Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 443247
    • GA: 69770
    Hobbies
    • Reading, Hiking and travel
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.