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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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I had a great experience with Sandra. She went out of her way to explain everything in detail. As a teacher finding the right deal to live in the Bay Area was hard to do. Sandra did her best to provide me with all of the information and the...
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As I look back in my experience with Sandra I begin to understand how lucky I was to choose her as my loan officer. Not only did she take the time to extensively explain each aspect of the loan she was able to work with me and my given circumstance...
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Trying to determine the best rate and terms or deciding who has the best offer is a real challenge. I did my homework but it was a daunting task until I met Sandra Smith of Guild Mortgage. Due to my work schedule and busy family life most of...
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Sandra and her team are rock stars! I contacted Sandra to explore my options to refinance and she was very quick to come up with a solution that met my needs. The whole process took a little over two weeks!! I just signed my docs yesterday...
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Sandra and Jen are true rockstars. They were on top of every detail throughout the loan process. They expertly handled the refinance of my primary residence and my investment property. Couldn't have asked for better service. Just awesome!!
I met Sandra about 6 months ago and immediately felt comfortable speaking with you. She has a warmth compassion and most of all knowledge about today's home finance business. In the end she kept her word about everything we discussed. She listened...
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I would recommend Sandra Smith and Guild Mortgage to anyone trying to purchase their first home. It's like a dream come true. I appreciate the professionalism the determination and motivation from Sanda and guild mortgage. Sandra made all my...
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Sandra just completed our third loan (two purchases and a refinance). We continue to work with her because she's an excellent partner throughout the process and gets us the rates we need.
Sandra is awesome and provides detailed explanation on the process. She responds in less than 1hr.
Sandra was extremely professional and responsive throughout the home buying process. On numerous occasions she eased my mind by answering questions and concerns in a timely manner. I would definitely recommend Guild Mortgage and specifically...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.