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Guild Mortgage - Sandra Smith
Senior Loan Officer | NMLS# 255924

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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I had an amazing experience with Sandra @Guild Mortgage. We started the process at the top of December, I travelled to Colombia through the holidays, and she was still able to have our loan close in NOT 30 BUT 24 days! Exactly in time for the...
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I had an amazing experience with Sandra @Guild Mortgage. We started the process at the top of December, I travelled to Colombia through the holidays, and she was still able to have our loan close in NOT 30 BUT 24 days! Exactly in time for the...
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Sandra has been an absolute rockstar in getting out CalHFA application together securing downpayment assistance working closely with our real estate agent and closing the deal within 30 days while I was traveling internationally! She told me...
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We had a great experience with Bob, Chas, and their team. They made home buying very easy. Thank you for your attention to detail. And, motivating us to the end result... A home we can call our own. Reene you rock... Thank you for all your...
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My husband read an article about SF Bay Area mortgage loan officers that specialize in helping first time homebuyers. He identified Sandra Smith as one of those people we might want to work with. After doing some did online research on her...
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My husband read an article about SF Bay Area mortgage loan officers that specialize in helping first time homebuyers. He identified Sandra Smith as one of those people we might want to work with. After doing some online research on her we called...
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Pete Mingham and his team at Guild Mortgage have time and again provided our family with excellent care and service while handling loan processes for home purchasing and refinancing. Pete explains everything in layman’s terms and strives to...
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Sandra Smith is our broker and as first time home buyers we were glad to work with a woman who knew all the things we didn't. She's knowledgeable in helping her client decipher what's the best of many options for assistance in the first time...
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I have been through the home mortgage process three times now over the years, and the Guild team was by far my best experience!
I received wonderful personalized service from Sandra Smith. She was thorough and always available to answer my questions.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
We offer an array of products including conventional, Jumbo, VA, FHA, and renovation loans for purchases and refinances; reverse mortgages, HELOCS, and several down-payment assistance programs.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Guild Mortgage LLC BRG Board Member
- Bakersfield, CA
- San Jose, CA
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Time Zone
Pacific Standard Time (PST)
Awards
Bridge Board Membe...
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 255924; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.