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Wikoff Mortgage
Branch Manager NMLS: 201182

At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Samantha and her team were wonderful. They were on top of everything and had loan docs to title earlier than I have ever seen, weeks ahead of deadline. Smoth transaction for sure.
Reply from Wikoff Mortgage
April 24th, 2026 05:00 PM
Thank you, Holly, for your kind words. I'm happy to hear that the transaction went smoothly and that we could deliver the loan documents ahead of schedule. It's great to know our efforts made a positive impact on your experience. -Samantha...
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Wikoff Mortgage has received a review with 5 star rating from Lindsay S
Reply from Owner
April 21st, 2026 10:17 PM
Thank you so much for the 5-star review! It truly means a lot to me and to Wikoff Mortgage. Helping clients navigate the home loan process here in Surprise, AZ is something I take great pride in, and I’m so glad I could make your experience...
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Samantha was great from start to finish, she answered all my questions throughout the process. Her responsiveness to email and phone calls was extremely helpful given some unusual things that came up. Would highly recommend working with Samantha...
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Reply from Wikoff Mortgage
April 22nd, 2026 03:47 AM
Thank you, Lindsay, for your kind words. I'm happy to hear that my responsiveness and support throughout the process made a positive impact, especially with the unusual situations that arose. Your recommendation means a lot to me, and I'm grateful...
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Samantha is top of the line with us
Reply from Wikoff Mortgage
April 19th, 2026 01:57 PM
Thank you, Edward. I'm grateful for your kind words and for considering my services top of the line. It's always a pleasure working with you.
Great support and knowledge of Samantha
Reply from Wikoff Mortgage
April 19th, 2026 03:35 AM
Thank you, Laura, for your kind words. I'm happy to know that my support and knowledge were helpful to you. If you have any more questions or need further assistance, feel free to reach out.
Sam is friendly and very helpful in answering questions
Reply from Wikoff Mortgage
April 18th, 2026 02:25 AM
Thank you, Gillian, for your kind words. I'm glad I could assist you with your questions and provide the help you needed. If there's anything else I can do for you, please feel free to reach out. -Samantha Wikoff
Samantha and team were great to work with. Any questions I had they quickly answered and even helped me to close very quickly to save me some money! I fully recommend Wikoff Mortgage for all your mortgage needs. Will look to them for any future...
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Reply from Wikoff Mortgage
April 17th, 2026 03:40 PM
I'm grateful for your positive feedback, Gary. It's appreciated to know that my team and I could assist you quickly and help save you money during the closing process. Your recommendation means a lot, and I look forward to working with you...
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Samantha was great. answered all our questions no matter how trivia. Samath along with the staff made the transaction easy. Definitely recommend!
Reply from Wikoff Mortgage
April 15th, 2026 09:10 PM
Thank you for your kind words, John. I'm happy to hear that you found the process easy and that I could answer all your questions. Your recommendation means a lot to me! -Samantha Wikoff
Excellent experience! Great communication and professionalism. Highly recommend.
Reply from Owner
April 13th, 2026 11:21 PM
Thank you so much for your kind words and recommendation! It truly means a lot that you trusted me with your mortgage journey. Clear communication, transparency, and professionalism are always my top priorities, and I’m so glad that came through...
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Excellent communication! Professional through the process. Highly recommend using Samantha for your mortgage needs.
Reply from Wikoff Mortgage
April 13th, 2026 05:37 PM
Thank you so much for the great feedback, Jill. I'm happy to hear that you found the communication excellent and the process professional. Your recommendation means a lot to me, and I'm grateful for your support. -Samantha Wikoff
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About
At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments
FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers
VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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Positions
- Wikoff Mortgage - Branch ManagerMar 11th, 2024 - Current
Memberships
- Chamber of Commerce Anthem
- Anthem Chamber of Commerce
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 201182
Gallery

Achievements
- Preferred Lender with Home Realty West Valley
- Preferred Lender with Home Realty
Hobbies
- Camping
- Shooting
- Off-roading
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Disclaimer
Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.