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Wikoff Mortgage
Branch Manager NMLS: 201182

At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Took the time to explain the process in a very understandable way.
Reply from Wikoff Mortgage
May 14th, 2026 03:44 AM
I'm grateful you found my explanations helpful, Kevin. It's important to me that the process is clear and understandable for my clients. Thank you for sharing your experience. -Samantha Wikoff
Very straightforward and professional
Reply from Wikoff Mortgage
May 14th, 2026 03:44 AM
Adam, I appreciate your feedback. I'm glad to hear you found my approach straightforward and professional. If there's anything more I can do for you, please let me know. -Samantha Wikoff
Samantha is thorough, knowledgeable and extremely helpful. Samantha answered all of our questions and calmed our concerns. She is a true professional and excellent at what she does. I would highly recommend Wikoff Mortgage to anyone looking...
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Reply from Wikoff Mortgage
May 10th, 2026 04:00 AM
Thank you for your appreciated feedback, Dwayne. I'm pleased to hear that I could assist in addressing your questions and easing your concerns. It's important to me to provide professional service and support throughout the home-buying process....
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Wikoff Mortgage has received a review with 5 star rating from Amanda V
Reply from Owner
May 9th, 2026 03:45 PM
Thank you so much for the 5-star review and for trusting myself and Wikoff Mortgage with your home financing journey! We are proud to be recognized as one of the top mortgage lenders in Surprise, AZ and the surrounding Phoenix Valley areas,...
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I had a great experience working with Samantha. She kept all parties informed informed every step of the way and made the whole process very quick and smooth. I would recommend Samantha to friends and clients!
Reply from Wikoff Mortgage
May 9th, 2026 03:44 PM
Thank you, Amanda, for sharing your experience. I'm grateful to hear that the process was quick and smooth for you. Keeping everyone informed is a priority for me, and I'm glad to know it made a difference. Your recommendation means a lot!...
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Samantha is excellent! She keeps us informed each step of the way so we are never guessing what is happening with the buyers' loan. My buyers are happy with her service as well, so that makes me happy!
Reply from Wikoff Mortgage
May 5th, 2026 11:28 PM
I'm grateful for your positive feedback, Vonnie. Keeping everyone informed throughout the process is a priority for me, and I'm pleased to hear that both you and your buyers are satisfied with my service. Thank you for sharing your experience!...
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your communication
Reply from Wikoff Mortgage
May 4th, 2026 04:42 PM
I'm happy to hear that you valued the communication, Sarah. It's important to me to keep my clients informed every step of the way. Thank you for your feedback! -Samantha Wikoff
very prompt service and great advise
Reply from Wikoff Mortgage
May 4th, 2026 04:42 PM
I'm pleased to know you found my service prompt and the advice helpful, Michelle. Your feedback is valued, and I'm always here to assist with any further needs you might have. -Samantha Wikoff
Wikoff Mortgage has received a review with 5 star rating from Richard A S
Reply from Owner
April 28th, 2026 05:41 AM
Thank you, Richard, for your 5-star rating. I'm grateful for your support and pleased to know you had a positive experience with us.
You are a people person. You talked with us at the same level. You took an interest in WHY we were there--not just how much $$ you can make.
Reply from Samantha Wikoff
May 4th, 2026 04:43 PM
I'm grateful for your kind words, Richard. It's important to me to connect with my clients and understand their needs beyond just the financial aspects. Thank you for sharing your experience, and I'm glad I could support you in this way. -Samantha...
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About
At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments
FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers
VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms
A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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Positions
- Wikoff Mortgage - Branch ManagerMar 11th, 2024 - Current
Memberships
- Chamber of Commerce Anthem
- Anthem Chamber of Commerce
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 201182
Gallery

Achievements
- Preferred Lender with Home Realty West Valley
- Preferred Lender with Home Realty
Hobbies
- Camping
- Shooting
- Off-roading
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Disclaimer
Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.