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Wikoff Mortgage - Branch Manager NMLS: 201182 in Surprise, AZ
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Wikoff Mortgage

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Branch Manager NMLS: 201182

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At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Leslie K F
    Surprise, AZ
    Posted on September 18th, 2026 03:58 PM
    Samantha and team had great communication and explained everything to me. Wonderful customer service.
    Reply from Wikoff Mortgage
    September 18th, 2026 06:19 PM
    I'm happy to hear that you appreciated the communication and customer service, Leslie. At Wikoff Mortgage, ensuring a clear and helpful experience is always a priority for me and my team. Thank you for trusting us with your home loan! -Samantha...
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    Mary D C
    Sun City West, AZ
    Posted on September 17th, 2026 03:07 PM
    Communication!
    Reply from Wikoff Mortgage
    September 18th, 2026 06:20 PM
    I'm glad to hear that communication was a positive aspect of your experience, Mary. At Wikoff Mortgage, I strive to maintain clear and open lines of communication to ensure clients feel informed and supported. Thank you for choosing us! -Samantha...
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    April A
    Waddell, AZ
    Posted on September 16th, 2026 05:37 PM
    I cannot say enough wonderful things about Samantha! We recently closed one of the most difficult and complicated transactions either of us has experienced in our careers, and she was truly incredible from beginning to end.Throughout every...
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    Reply from Wikoff Mortgage
    September 18th, 2026 06:21 PM
    Thank you so much for your kind words, April. I'm truly grateful for the opportunity to work alongside you on such a challenging transaction. Your trust and teamwork were invaluable, and I'm so pleased that we could navigate the complexities...
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    Kevin C
    Posted on September 14th, 2026 03:06 PM
    Wikoff Mortgage has received a review with 5 star rating from Kevin C
    Reply from Owner
    September 14th, 2026 11:51 PM
    Thank you so much for the 5-star review! ⭐⭐⭐⭐⭐ I truly appreciate your trust in me and Wikoff Mortgage. As a Certified Mortgage Advisor, my goal is to make the home loan process simple, clear, and stress-free from start to finish.It’s always...
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    Kevin G C
    Sun City West, AZ
    Posted on September 14th, 2026 03:04 PM
    All questions answered and explained to understand. Seemed like we were doing business with family! Would do again!
    Reply from Wikoff Mortgage
    September 15th, 2026 12:17 AM
    Kevin, I'm grateful for your kind words. I'm happy to hear that you felt like family during the process and that everything was clearly explained. I look forward to working with you again in the future! -Samantha Wikoff
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    Andrea H
    Posted on September 9th, 2026 01:06 AM
    I highly recommend Samantha Wikoff as a lender for my clients! Always great feedback! Samantha is very knowledgable!
    Reply from Owner
    September 9th, 2026 04:38 PM
    Thank you so much for the 5-star review and recommendation! ⭐⭐⭐⭐⭐ It means so much coming from a trusted Realtor partner. I’m incredibly grateful for the confidence you place in me and Wikoff Mortgage when referring your clients.As a Certified...
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  • Encompass
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    Andrea H
    Sun City West, AZ
    Posted on September 9th, 2026 01:06 AM
    Communication is very important! Samantha is great with that!
    Reply from Wikoff Mortgage
    September 9th, 2026 04:42 PM
    Thank you, Andrea, for highlighting the importance of communication. I'm happy to know that you found my communication helpful! Thank you for trusting me with your clients. -Samantha Wikoff
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    Charmaine M E
    Sun City West, AZ
    Posted on September 5th, 2026 03:26 PM
    Samantha was pleasant and professional. She explained items thoroughly, and worked efficiently through out the process. She made our home purchase possible from out of state! She returned calls promptly on the rare occasion she didn't answer...
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    Reply from Wikoff Mortgage
    September 5th, 2026 06:02 PM
    Thank you so much for your kind words, Charmaine. I'm glad to hear that my explanations and use of the company app helped make your out-of-state home purchase easier. It's important to me that you felt cared for throughout the process. Your...
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    Monica L
    Posted on September 2nd, 2026 06:19 PM
    Communication between Wikoff Mortgage was very transparent and timely. The app also made communication and process easy to follow.
    Reply from Owner
    September 2nd, 2026 08:03 PM
    Monica, thank you so much for the wonderful 5-star review! It was truly a pleasure helping you with your home financing and making the mortgage process as simple and transparent as possible. At Wikoff Mortgage, clear communication, quick responses,...
    read more
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    Monica L E
    Kill Devil Hills, NC
    Posted on September 2nd, 2026 06:18 PM
    Communication with Wikoff Mortgage was very upfront and transparent. All questions that my husband and I were clearly communicated in a timely manner and we loved having the app platform to check in with our steps and making the loan process...
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    Reply from Wikoff Mortgage
    September 4th, 2026 08:21 PM
    I'm pleased to know that you and your husband found the communication clear and transparent, Monica. It's great to hear that the app platform was helpful in simplifying the loan process for you. Thank you for sharing your positive experience!...
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    About
    At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments​
    FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers​
    VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms​
    A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
    Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
    1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
    USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
    Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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    Positions
    • Wikoff Mortgage - Branch Manager
      Mar 11th, 2024 - Current
    Memberships
    • Chamber of Commerce Anthem
    • Anthem Chamber of Commerce
    • Certified Mortgage Advisor
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 201182
    Gallery
    Wikoff Mortgage - Gallery Photo
    Achievements
    • Preferred Lender with Home Realty West Valley
    • Preferred Lender with Home Realty
    Hobbies
    • Camping
    • Shooting
    • Off-roading
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    Disclaimer
    Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.