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Wikoff Mortgage - Branch Manager NMLS: 201182 in Surprise, AZ
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Wikoff Mortgage

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Branch Manager NMLS: 201182

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At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Steven
    Posted on October 14th, 2026 05:30 PM
    Absolutely amazing!
    Reply from Owner
    October 14th, 2026 06:28 PM
    Thank you so much for the amazing 5-star review! ⭐⭐⭐⭐⭐At Wikoff Mortgage, we believe getting a home loan should be a positive experience from start to finish! As a Certified Mortgage Advisor with over 20 years of experience, I take pride in...
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    Steven M
    Wittmann, AZ
    Posted on October 14th, 2026 05:29 PM
    Thank you so much for working a miracle!
    Reply from Wikoff Mortgage
    October 14th, 2026 05:36 PM
    I'm grateful for your kind words, Steven. It was a pleasure to assist you, and I'm happy that we could achieve such a positive outcome with Wikoff Mortgage! -Samantha Wikoff
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    David P
    Surprise, AZ
    Posted on October 8th, 2026 09:15 PM
    Thoughtful, kind, hard-working, knowledgeable and gets the job done!!
    Reply from Wikoff Mortgage
    October 9th, 2026 12:18 AM
    Thank you, David, for your kind words. I'm grateful to hear that you found my approach thoughtful and effective. At Wikoff Mortgage, I strive to provide knowledgeable and dedicated service to get the job done for clients like you. Very grateful!...
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    Shari P
    Surprise, AZ
    Posted on October 8th, 2026 06:38 PM
    Samantha and her staff were very present during our experience- always available when needed, professional, timely, and great service. Than you!
    Reply from Wikoff Mortgage
    October 9th, 2026 12:19 AM
    I'm thankful for your kind words, Shari. It's wonderful to hear that you found our team at Wikoff Mortgage to be professional and timely throughout your experience. If you ever need anything else, feel free to reach out. Thank you for trusting...
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    Monte G
    Posted on October 7th, 2026 04:03 PM
    We highly recommend Samantha and Wikoff Mortgage! They are very professional, personable and experienced in monitoring markets and all aspects of loan processing. They gave us wise council regarding when to lock a rate and prepared us for what...
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    Reply from Owner
    October 7th, 2026 04:37 PM
    Thank you so much for the wonderful 5-star review and for trusting me and the team at Wikoff Mortgage with your home loan!As a Certified Mortgage Advisor, my goal is to provide more than just a mortgage. I want my clients to understand the...
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    Monte Z G
    Sun City West, AZ
    Posted on October 7th, 2026 03:58 PM
    Samantha and her team were very professional and personable. They took care of our business efficiently and accurately! We were very thankful to have Samantha's years of industry experience and market expertise that was clearly evident in answering...
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    Reply from Wikoff Mortgage
    October 7th, 2026 04:12 PM
    I'm grateful for your kind words, Monte. It's wonderful to know that my team at Wikoff Mortgage and I could provide you with efficient and accurate service. Your recommendation means a lot, and I'm glad my experience and expertise were helpful...
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    Simone N H
    Tucson, AZ
    Posted on October 2nd, 2026 02:40 AM
    great communication, easily reachable by phone and email. straight forward process using online platform
    Reply from Wikoff Mortgage
    October 2nd, 2026 03:07 AM
    I'm happy to know that you found the communication process smooth and appreciated the straightforward online platform, Simone. At Wikoff Mortgage, ensuring accessibility and ease for our clients is a top priority. -Samantha Wikoff
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    Leslie K F
    Surprise, AZ
    Posted on September 18th, 2026 03:58 PM
    Samantha and team had great communication and explained everything to me. Wonderful customer service.
    Reply from Wikoff Mortgage
    September 18th, 2026 06:19 PM
    I'm happy to hear that you appreciated the communication and customer service, Leslie. At Wikoff Mortgage, ensuring a clear and helpful experience is always a priority for me and my team. Thank you for trusting us with your home loan! -Samantha...
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    Mary D C
    Sun City West, AZ
    Posted on September 17th, 2026 03:07 PM
    Communication!
    Reply from Wikoff Mortgage
    September 18th, 2026 06:20 PM
    I'm glad to hear that communication was a positive aspect of your experience, Mary. At Wikoff Mortgage, I strive to maintain clear and open lines of communication to ensure clients feel informed and supported. Thank you for choosing us! -Samantha...
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    April A
    Waddell, AZ
    Posted on September 16th, 2026 05:37 PM
    I cannot say enough wonderful things about Samantha! We recently closed one of the most difficult and complicated transactions either of us has experienced in our careers, and she was truly incredible from beginning to end.Throughout every...
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    Reply from Wikoff Mortgage
    September 18th, 2026 06:21 PM
    Thank you so much for your kind words, April. I'm truly grateful for the opportunity to work alongside you on such a challenging transaction. Your trust and teamwork were invaluable, and I'm so pleased that we could navigate the complexities...
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    About
    At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments​
    FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers​
    VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms​
    A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
    Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
    1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
    USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
    Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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    Positions
    • Wikoff Mortgage - Branch Manager
      Mar 11th, 2024 - Current
    Memberships
    • Chamber of Commerce Anthem
    • Anthem Chamber of Commerce
    • Certified Mortgage Advisor
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 201182
    Gallery
    Wikoff Mortgage - Gallery Photo
    Achievements
    • Preferred Lender with Home Realty West Valley
    • Preferred Lender with Home Realty
    Hobbies
    • Camping
    • Shooting
    • Off-roading
    • View All
    Disclaimer
    Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.