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Wikoff Mortgage - Branch Manager NMLS: 201182 in Surprise, AZ
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Wikoff Mortgage

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Branch Manager NMLS: 201182

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At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big ... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Ryan A T
    Prescott, AZ
    Posted on April 10th, 2026 09:44 PM
    Pleasure to work with and highly recommended.
    Reply from Wikoff Mortgage
    April 11th, 2026 03:34 AM
    I appreciate your kind words and recommendation, Ryan. It was a pleasure working with you as well. If you ever have more questions or need further assistance, feel free to reach out. Thanks again for the positive feedback. -Samantha Wikoff
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    Tamara B
    Posted on April 9th, 2026 03:04 PM
    Samantha went above and beyond to get this done for our clients. Would highly recommend.
    Reply from Owner
    April 9th, 2026 07:00 PM
    Thank you! Thank you for your trust in myself and my team. This one wasn't easy but we stayed the course and executed on the plan. I hope to work with you again soon! -Samantha Wikoff
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    Tamara B
    Surprise, AZ
    Posted on April 9th, 2026 03:02 PM
    Samantha went above and beyond to get this done for our client.
    Reply from Wikoff Mortgage
    April 9th, 2026 06:57 PM
    It's wonderful to know that you feel I went above and beyond for your client, Tamara. Ensuring a smooth process and achieving a successful outcome is a priority for me. Thank you for sharing your experience, and please don’t hesitate to reach...
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    Alexis A
    Goodyear, AZ
    Posted on April 9th, 2026 02:06 PM
    The constant communication and willingness to share knowledge and Information about things I didn't know was so great! Also, the fast turn around!
    Reply from Wikoff Mortgage
    April 9th, 2026 06:57 PM
    It's great to know that the communication and information I provided were helpful to you, Alexis. Ensuring a quick turnaround and sharing the necessary knowledge are priorities for me, so I'm glad to hear these made a positive impact on your...
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    Laurence J
    Goodyear, AZ
    Posted on April 6th, 2026 02:16 PM
    She worked hard to get everything done well ahead of time. She keeps you in the know at all times. You want her in your corner at all times to ensure a smooth process. She gets it done.
    Reply from Wikoff Mortgage
    April 6th, 2026 04:35 PM
    I’m grateful for your positive feedback, Laurence. Knowing you felt well-informed and confident throughout the process is important to me. It’s always my goal to ensure everything proceeds smoothly and efficiently. If you have any more questions...
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    Brian B
    Posted on April 2nd, 2026 03:26 PM
    This was my second time using Wikoff Mortgage, first for a VA loan and recently for a refinance. Both experiences were smooth and relatively stress‑free. Samantha was my main contact and she was great to work with. She communicated clearly,...
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    Reply from Owner
    April 3rd, 2026 03:34 AM
    Thank you so much for trusting Wikoff Mortgage again—it truly means a lot to be part of both your VA loan and your refinance journey.My goal as a local mortgage advisor is always to make the home loan process clear, honest, and as stress-free...
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    Brian T B
    Phoenix, AZ
    Posted on April 2nd, 2026 03:12 PM
    Samantha was great to work with. She made the process relatively simple and had great communication throughout. I explored other lenders as well, but could tell the other lenders were just in it for profit and often used dishonest or misleading...
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    Reply from Wikoff Mortgage
    April 2nd, 2026 04:21 PM
    I'm delighted to hear about your positive experience, Brian. It's gratifying to know that my efforts in making the process straightforward and maintaining open communication were helpful for you. Your feedback on the comparison with other lenders...
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    Brad H
    Posted on March 25th, 2026 08:16 PM
    Samantha and her team at Wikoff Mortgage are real professionals. First class!
    Reply from Owner
    March 26th, 2026 01:29 AM
    Thank you so much for your kind words! It truly means a lot to us.At Wikoff Mortgage, our goal is always to provide a first-class experience through clear communication, expert guidance, and a smooth home loan process from start to finish....
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    Brad M H
    Mesa, AZ
    Posted on March 25th, 2026 08:14 PM
    The whole process of getting my HELOC done and across the finish line has been very easy and painless. Samantha has been so good to work with and was right there to answer questions as they came up. Everything was online except for the closing...
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    Reply from Wikoff Mortgage
    March 26th, 2026 01:50 AM
    I'm grateful for your positive review, Brad. Making sure the process was easy and seamless for you was my top priority. I'm glad to know that having everything online with a notary visit for closing made things more convenient. Thank you for...
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    Joan M B
    Surprise, AZ
    Posted on March 10th, 2026 06:28 PM
    Samantha communicated with the buyers throughout the entire proces. The buyers were very happy working with Samanth. Samantha made the financial side of the transaction a piece of cake. We had no last minute complication.
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    Reply from Wikoff Mortgage
    March 11th, 2026 12:57 AM
    I'm pleased to know that the communication was effective for the buyers and that the process went smoothly. Making the financial side manageable is a priority, and I'm glad there were no last-minute complications. Thank you for your positive...
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    About
    At Wikoff Mortgage, we believe how you get your mortgage matters. In 2014, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown, but our focus remains the same. We emphasize quality over quantity and can deliver well-advised, affordable loans to our customers with as quick as a 15-day close.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Fixed-Rate Mortgage/Conventional Mortgage: These loans have a constant interest rate for the entire term, offering stability with predictable monthly payments​
    FHA Loans: These are government-backed loans with lower down payment requirements, typically aimed at helping first-time homebuyers​
    VA Loans: Available for veterans and active military members, these loans often require no down payment and have favorable terms​
    A Home Equity Line of Credit (HELOC) is a type of revolving credit that allows homeowners to borrow against the equity they have built up in their homes. Here are the key features and benefits of a HELOC:
    Reverse Mortgages: A reverse mortgage is a financial product designed for homeowners aged 62 and older, allowing them to convert part of the equity in their home into cash
    1st Time Home Buyers: A first-time homebuyer is an individual or a couple purchasing their first home, who often qualifies for special loan programs and financial incentives aimed at helping them enter the housing market.
    USDA Loans: Designed for rural property buyers who meet specific income criteria, offering low-interest rates and no down payment
    Adjustable-Rate Mortgages (ARMs): These loans have interest rates that may change periodically, potentially offering lower initial rates
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    Positions
    • Wikoff Mortgage - Branch Manager
      Mar 11th, 2024 - Current
    Memberships
    • Chamber of Commerce Anthem
    • Anthem Chamber of Commerce
    • Certified Mortgage Advisor
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 201182
    Gallery
    Wikoff Mortgage - Gallery Photo
    Achievements
    • Preferred Lender with Home Realty West Valley
    • Preferred Lender with Home Realty
    Hobbies
    • Camping
    • Shooting
    • Off-roading
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    Disclaimer
    Wikoff Mortgage DBA Alameda Mortgage Corporation, NMLS 271603 issued by the Nationwide Multistate Licensing System and Registry. AZ Lic. #BK-0947208; Licensed by the CA Department of Financial Protection and Innovation under the Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee, Lic. #64820; WA Lic. #CL-271603; www.nmlsconsumeraccess.org.