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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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closed
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Reviews from Web
I had an outstanding experience working with Sam, Lara, and the entire team. From the very beginning, they were professional, knowledgeable, and incredibly responsive. They took the time to clearly explain every step of the process, answered...
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Reply from Sam Cullum
February 24th, 2026 04:13 PM
Your feedback means a lot to me, Keyling. It was my priority to ensure you felt well-informed and supported throughout the entire process. I'm pleased that our efforts to clearly communicate and respond promptly met your expectations. If you...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from VanillaLopunny
Reply from Owner
September 1st, 2026 02:03 PM
Thank you for the 5-star review! We hope to continue working with you in the future!
Our home buying experience was awful with one setback after another. It seemed that everything that could have gone wrong did. Sam Cullum was our only saving grace! He kept us informed and reassured throughout our entire procwas. He was very...
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Reply from Guild Mortgage - Sam Cullum
February 3rd, 2026 11:52 AM
Austin-thank you for the kind words! Yes, this one certainly had some bumps along the way, however, your perseverance and communication was appreciated! We were able to "control what we could control" to ultimately get the transaction completed!...
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Sam was nothing but helpful and patient with us to the very end.
Reply from Guild Mortgage - Sam Cullum
February 3rd, 2026 11:50 AM
Travis, I truly appreciate your patience and perseverance with the process! In the absence of a real estate agent, your proactive communication was "top notch," and very much appreciated!
Easy process
Reply from Sam Cullum
February 9th, 2026 02:21 PM
Thank you for highlighting the ease of the process, Alexander. If you have any more feedback or need assistance in the future, just let me know.
Sam initially spent time getting to know us, and understanding our expectations. Sam explained to us what we would encounter during the loan approval process. From that point, he and the Guild Mortgage team provided excellent explanations regarding...
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Reply from Sam Cullum
February 9th, 2026 06:08 PM
I'm grateful for your thoughtful review, John. Taking the time to understand your needs and guiding you through the loan approval process was my pleasure. It’s vital to me that you felt informed and confident every step of the way. I'm glad...
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Sam was very patient with all our questions and concerns. He was thorough and pleasant throughout our loan process! We have a sincere appreciation for his professional attitude and sense of humor.
Reply from Sam Cullum
February 6th, 2026 05:28 PM
I appreciate your kind words, Pamela. It's important to me to provide thorough answers and maintain a positive experience throughout the loan process. I'm pleased that my efforts and demeanor resonated with you. Thank you for your appreciation,...
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Sam Cullum kept me completely aware of anything that needed my attention and where the paperwork was in the process of my refinancing. Sam is a valuable asset to have within the Guild family. He is also one of the reasons why I chose to refinance...
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Reply from Guild Mortgage - Sam Cullum
January 26th, 2026 04:56 PM
Mike-thank you for the kind words. Always a pleasure to work with you! As always, please let me know if I can ever be of assistance!
The stress of moving my half way across the countey country along with the logistics it's very difficult. No matter what time and what about when I contacted Sam he was more then willing to do whatevwr whatever he could to make this move easier...
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Reply from Sam Cullum
February 3rd, 2026 04:41 PM
I'm glad I was able to support you during your move across the country, Russ. Moving can indeed be challenging, and it's important to me that I could help make the process a bit smoother for you. If there's anything else you need, please feel...
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Doing everything on line made it easy for us to take care of everything from out of state. Sam was always available and answered all if of questions in a timely manner. Great experience
Reply from Guild Mortgage - Sam Cullum
January 23rd, 2026 11:00 PM
Thank you, Diane! Our goal is to make the process as easy as possible for you! Thank you for the trust and the opportunity to work with you! Welcome to South Carolina.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.