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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
We are seniors and you took your time to explain things and also help us along the way
Reply from Sam Cullum
April 6th, 2026 02:27 PM
I'm grateful for your kind words, Deborah. It was a pleasure to assist you and ensure everything was clearly explained throughout the process. Helping you navigate the mortgage journey was important to me. If you have any further questions...
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Fantastic loan officer! I would highly recommend as he went above and beyond to help us find the right mortgage plan for our budget. He is also excellent at explaining complex financial terms simplistically to make sure we made the best decision...
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Reply from Owner
September 1st, 2026 01:58 PM
Thank you, Alexandra, for such a thoughtful review! It was truly a pleasure helping you and your family find the right mortgage solution. I believe it's important that clients feel confident and fully understand their options, so I'm glad I...
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Sam is a fantastic loan officer, he truely cared about making sure my family had the mortgage payment amount and plan that best suited us. He went out of his way to make sure we were taken care fiancially and on our day of closing. He also...
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Reply from Sam Cullum
April 3rd, 2026 08:06 PM
Alexandra, thank you so much for sharing your experience. I'm glad to hear that you felt well-supported throughout the mortgage process. Ensuring that your family had a payment plan that fit your needs was important to me, and I'm pleased that...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Caroline K
Reply from Owner
September 1st, 2026 01:59 PM
Thank you for the 5-star review, Caroline! Congratulations on your new home and we would love to work with you again.
We have worked with Sam at Guild Mortgage in several transactions. Very knowledgeable and easy to work with. Very good with first-time home buyers!
Reply from Sam Cullum
April 2nd, 2026 04:12 PM
Caroline, I really appreciate your kind words. I'm glad to hear that you've found the experience of working with me at Guild Mortgage to be knowledgeable and straightforward. Supporting first-time homebuyers like you is something I truly enjoy....
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Your communication with my client was excellent I often heard from him what was going on.
Reply from Guild Mortgage - Sam Cullum
September 1st, 2026 02:00 PM
Thank you, Sandra, for your kind feedback! Communication is one of my top priorities, so it's great to hear that your client felt informed and that you stayed updated throughout the process as well. I truly appreciate your trust and the opportunity...
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Sam and Karen were so helpful and encouraging. They made this a great experience!
Reply from Sam Cullum
March 16th, 2026 02:12 PM
It's great to hear that you had a positive experience, Callie. Ensuring that you felt supported and encouraged throughout the process is important to me. If you have any more questions or need further assistance in the future, I'm just a call...
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Guild Mortgage - Sam Cullum has received a review with 5 star rating from Jennifer T
Reply from Owner
September 1st, 2026 02:00 PM
Thank you, Jennifer, for the 5-star review! We hope to continue working with you in the future!
Karen was awesome. She helped me theough through the process and made my first time buying a home an easy experience.
Reply from Sam Cullum
March 16th, 2026 04:52 PM
It's wonderful to know that Karen made your first home-buying experience smooth and easy, Jennifer. I'm glad you felt supported throughout the process. If there’s anything else you need as you settle into your new home, please feel free to...
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Thank you for all of your help!! You made the process so easy! I appreciate you taking the time to answer my questions and helping me understand my loan and home buying process.
Reply from Sam Cullum
March 2nd, 2026 01:38 PM
I'm pleased to hear that you found the process easy, Jessica. I always aim to provide clear guidance and answer any questions along the way. If there's anything more you need or any future assistance required, feel free to reach out.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.