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Guild Mortgage - Sam Cullum - Loan Officer | NMLS# 2280215 in Columbia, SC
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Guild Mortgage - Sam Cullum

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Loan Officer | NMLS# 2280215

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Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Patrick S
    Lexington, SC
    Posted on January 19th, 2026 01:47 PM
    Sam was there through every turn and had a positive attitude during a time where we thought our tax situation was dire. Glad to have that kind of energy on our team when we were not as positive!
    Reply from Guild Mortgage - Sam Cullum
    January 19th, 2026 02:14 PM
    Patrick-I appreciate the kind words! I go back to our rally cry during the process-"sometimes, it takes a village!" I appreciate the trust you and Megan placed in me and my team to get this one completed and get you guys to the closing table!...
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    Silvia T
    Columbia, SC
    Posted on December 22nd, 2025 08:31 PM
    Sam answered all of my questions and concerns. He was very helpful with my husband and I.
    Reply from Sam Cullum
    January 1st, 2026 08:31 PM
    I appreciate your feedback on my service. It's satisfying to know that I could assist you and your husband with your questions and concerns. If you ever have more inquiries or need further assistance, I'm here to help.
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    Francisco D
    Columbia, SC
    Posted on December 22nd, 2025 08:29 PM
    Mr Sam was very helpful in answering all the questions we had. We definitely recommend him.
    Reply from Sam Cullum
    January 1st, 2026 08:29 PM
    It's great to know I could assist with your questions. I'm grateful for your recommendation and glad that you found the support you were looking for. If you ever have more questions or need further assistance, feel free to get in touch.
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    Terri C
    Posted on December 20th, 2025 02:04 PM
    Guild Mortgage - Sam Cullum has received a review with 5 star rating from Terri C
    Reply from Owner
    September 1st, 2026 02:03 PM
    Thank you, Terri, for the 5-star review! We hope to continue to serve you in the future!
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    Terri C
    Columbia, SC
    Posted on December 20th, 2025 02:04 PM
    Sam was very professional and responsive! Answered all questions quickly!
    Reply from Sam Cullum
    December 30th, 2025 02:05 PM
    Thank you for highlighting your experience with me. I'm pleased to know that my responsiveness and professionalism met your expectations. If there's anything more I can assist with, don't hesitate to reach out.
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    Ronniebo1
    Posted on December 17th, 2025 06:55 PM
    !!Long post but please read!!Sam, Karen and the rest of the team are simply amazing. This experience was new to me and I just loss my Mother and recently received full custody of my Two Nephews and a Niece and I decided that the apartment life...
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    Reply from Owner
    September 1st, 2026 02:05 PM
    Thank you, Ronnie, for sharing your story and for trusting me, Karen, and the entire Guild team during such an important time in your life. Knowing what you were navigating personally, it meant a great deal to all of us to be able to help you...
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    Ronnie B
    Elgin, SC
    Posted on December 17th, 2025 06:52 PM
    100% Sam and his team. Sam went above and beyond to help me with the purchase of the home. I before Sam, I with another company and didnt feel comfortable with Mortgage Company I spoke with a friend and they insisted that I speak to Sam with...
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    Reply from Sam Cullum
    December 29th, 2025 07:07 PM
    Ronnie, I'm truly moved by your heartfelt words. It means a lot to hear how our efforts at Guild Mortgage made a positive impact during such challenging times. Helping you secure your home was a journey I was honored to be part of, and it's...
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    Ariana M
    West Columbia, SC
    Posted on December 17th, 2025 02:33 PM
    We decided to go with Guild and Sam after talking with him on the phone. He did a great job giving us the initial information and we decided to continue the process with him. Sam worked hard to make sure we knew what was going on and was very...
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    Reply from Guild Mortgage - Sam Cullum
    December 21st, 2025 03:49 PM
    Ariana-I truly appreciate the trust and opportunity to assist in your first home purchase. You were great to work with and always proactive in your communication-my team and I appreciate your attention to detail! Here's to many great memories...
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    Johnny M
    Irmo, SC
    Posted on November 4th, 2025 07:00 PM
    Sam is excellent to work with. Very professional and knowledgeable. Cares about his clients.
    Reply from Guild Mortgage - Sam Cullum
    November 6th, 2025 06:31 PM
    Johnny-it was a pleasure to assist you and Susan with your refinance! I'm always here to help moving forward.
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    Emily G
    Columbia, SC
    Posted on October 29th, 2025 01:12 PM
    Sam did a fantastic job helping my first-time home buyer through the purchase of his first home! Great communication and teamwork all around!
    Reply from Sam Cullum
    November 6th, 2025 06:33 PM
    Thank you for the trust in helping this first-time homebuyer! Helping this special group of buyers is what I truly enjoy! Nothing is better than seeing their smile when they get their first set of house keys! I appreciate your communication...
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    About
    Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Residential Mortgage
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    FHA
    Jumbo
    Lock and Shop
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Columbia Area Citadel Club
    • F3- Lake Murray
    • Lake Murray Presbyterian Church
    Addresses and Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.