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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
My experience with Guild mortgage was a great experience. The Loan office is Sam Cullum, Karen, Swanson, and Bobby Joe Gillian all went over and above to guide me through this process. Each phone call was answered each question was answered,...
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Reply from Sam Cullum
May 8th, 2026 01:46 PM
Deirdre, I'm so pleased to hear that your experience with Guild Mortgage was positive and that I, along with Karen, Swanson, and Bobby Joe Gillian, could support you throughout the process. We truly value your kind words about our attention...
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Sam and his team at Guild are fantastic to work with. They take the time to connect with each customer and find out what their needs truly are. The level of service is unparalleled and I never have a question if my clients will make it to the...
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Reply from Sam Cullum
May 8th, 2026 12:55 PM
Stacey, I'm grateful for your kind words about working with me and my team at Guild. It's appreciated to know that our efforts to connect with customers and provide unparalleled service are appreciated. If you ever have more questions or need...
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Excellent customer service. Always a great experience working with Sam
Reply from Sam Cullum
May 8th, 2026 08:03 PM
Margaret, I appreciate your kind words about the customer service and your experiences working with me. It's great to know that you've consistently had positive experiences. If you need anything else, I'm here to help.
Guild Mortgage - Sam Cullum has received a review with 5 star rating from Austin K
Reply from Owner
May 19th, 2026 10:40 PM
Ausitn-truly appreciate the five-star review as well as the opportunity to assist you in getting the keys to your first home! If I can ever be of any assistance, don't hesitate to reach out!
Experience was great, always had answers to any questions I had and the whole process went smooth
Reply from Sam Cullum
May 7th, 2026 02:25 PM
Austin, I'm glad to hear that you had a great experience and found the process smooth. It's important to me to provide clear answers to any questions you have. If you need further assistance, feel free to reach out anytime.
Professional, organized and great communication skills
Reply from Sam Cullum
May 4th, 2026 07:33 PM
Troy, I appreciate your feedback on my professionalism and communication skills. I'm glad to know that you found my approach organized and effective. If you ever need further assistance or have any questions, feel free to reach out.
Sam answered all our questions and helped us get the type of loan we wanted.
Reply from Guild Mortgage - Sam Cullum
May 19th, 2026 10:38 PM
Tracy-thank you for the communication throughout the process! I truly appreciate your willingness to hop on a call and discuss and align on the plan and the execution! Hope you are enjoying your new home!
Sam took the time to make sure my clients fully understood every step of the process and never made them feel rushed or overwhelmed.What truly set him apart was showing up in person at closing to help support my clients and answer any last-minute...
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Reply from Guild Mortgage - Sam Cullum
April 22nd, 2026 10:45 AM
Thank you, Marquita! It was a pleasure working with you and your buyers! I think we both realized during this particular transaction that having a true "partner in the trenches" with you matters! Here's to many more!!
Sam and his team are very easy to talk to and explain how things work with financing .
Reply from Guild Mortgage - Sam Cullum
April 20th, 2026 01:33 PM
Jeremiah, I'm pleased to hear that you found it easy to communicate with me and my team. Ensuring that you understand the financing process is important to us. If you have any more questions or need further assistance, feel free to reach out....
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Sam was very helpful throughout the process.
Reply from Sam Cullum
September 1st, 2026 01:53 PM
Thank you, Harlow, for your kind review! I'm grateful for the opportunity to help you through the process. My goal is always to provide clear guidance and support every step of the way, and I'm glad I could make a positive impact on your experience....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.