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Guild Mortgage - Sam Cullum
Loan Officer | NMLS# 2280215

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
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8 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Great communication and took
time in explaining the processes.
Reply from Guild Mortgage - Sam Cullum
August 27th, 2026 02:07 PM
Kelley-thank you again for the trust and opportunity to assist!!
Everything was great. Sam was awesome!
Reply from Sam Cullum
August 27th, 2026 02:08 PM
Camille-working with you and your team was seamless. Appreciate the communication throughout the process!
Was able to lock in a rate, although wished we would've locked it in sooner.
Reply from Sam Cullum
August 21st, 2026 05:01 PM
I appreciate your feedback, Kendal. I'm glad we could lock in a rate for you, though I understand your wish to have done it sooner. If you have any further questions or need assistance, please feel free to reach out.
I recently worked with Sam on a real estate transaction where he handled the buyer’s mortgage. Sam was professional, responsive, and helped keep everything moving toward a smooth closing. It was a pleasure working with him, and I look forward...
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Reply from Guild Mortgage - Sam Cullum
August 11th, 2026 06:37 PM
Thomas-it was a pleasure working with you and your seller! I appreciate you always being communicative and responsive during this process. I can assure you that's not always the case! If I can ever be of assistance in the future, please don't...
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The transaction went smoothly and on time.
Impressed with Sam's personal approach at closing and during the transaction.
Like him very much.
Reply from Sam Cullum
September 1st, 2026 01:50 PM
Thank you, Brenda, for your kind review! I'm glad to hear everything went smoothly and closed on time. Building personal relationships with my clients is important to me, so I truly appreciate your comments about my approach throughout the...
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Everyone was so polite and very helpful .
Reply from Sam Cullum
July 13th, 2026 06:10 PM
Thank you, Ronald. I'm glad to hear that you found everyone polite and helpful. If there's anything else I can assist you with, please let me know!
Great communication and I received excellent feedback from my client as well. Look forward to do many more transactions together
Reply from Sam Cullum
July 13th, 2026 08:23 PM
Thank you, Miriam. I'm happy to hear about the positive feedback from your client and that our communication met your expectations. I also look forward to working on many more transactions together.
Sam and his team were very responsive and helpful through the whole process. They explained what they needed and why, and communicated with me, the attorney, the inspectors, insurance folks and my realtor in a very timely way. They were excellent...
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Reply from Sam Cullum
July 10th, 2026 07:44 PM
Thank you, Dee. I appreciate your feedback and I'm pleased to know that you found our team responsive and helpful throughout the process. It's great that our communication with everyone involved met your expectations. If you have any further...
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SAM made the Buyer’s dream come TRUE!!!!
Reply from Owner
August 27th, 2026 02:08 PM
Thank you, Sharer! That is our ultimate goal!
Communication - TIMELY - professional... WITHOUT a HITCH!!
Reply from Sam Cullum
July 10th, 2026 07:18 PM
I'm grateful for your kind words, Sharer. It's good to know that the communication met your expectations and went smoothly. If you have any more feedback or need assistance, feel free to reach out!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Residential Mortgage
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Columbia Area Citadel Club
- F3- Lake Murray
- Lake Murray Presbyterian Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Disclaimer
I am authorized to do business in the states of Georgia, North Carolina and South Carolina.; NMLS ID: 2280215; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.