

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Reviews from Web
We decided to refinance and had an outstanding experience with John and his team. His rates and fees were by far the lowest we have come across. Our family and friends were equally amazed at the service we received at the rates and fees provided....
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John was wonderful throughout the process—always very prompt and kind with replies, and he worked so hard to help us great the best possible rate and timeline for our family. We couldn’t be more pleased and grateful, and would DEFINITELY recommend...
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Very thorough, very accessible for any questions we had. Most of all, extremely detailed, which was important to use when dealing with our biggest investment.
S. John Murray is extremely knowledgeable and always does the very best for us.
As always Kim was awesome to work with. Lauren was super helpful. Thanks so much team!!!!!
With John's help, I was able to refinance my home quickly and efficiently.
Total professionalism, not even a glitch. You guys obviously know what you are doing. Refinancing doesn't have to be nightmare and you guys prove that everyday. I wouldn't use anyone else, ever. Thanks for doing a great job for us.
This is the 2nd time I have used your company and both times have been excellent. Very professional people and superb service.
Thank you,
Very smooth, good communication
John the most helpful and responsive professional in the mortgage business I have had the pleasure to work with. John's willingness to offer guidance, responsiveness, and experience are second to none. John's team closed my loan quickly and...
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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