

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser...... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Communication was excellent.
Reply from S. John Murray
June 19th, 2026 03:37 PM
Thank you Jack it was a pleasure working with you.
John is amazing to work with. I would and have highly recommended him to others.
Reply from S. John Murray
June 19th, 2026 03:38 PM
Thank you for your kind words, Lauri. I'm glad to hear that you had a positive experience working with me. Your recommendations mean a lot, and I'm here whenever you and Mike have any questions. Just rest assured that my team and I will be...
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Responsiveness
Reply from S. John Murray
June 15th, 2026 08:20 PM
Hollie, I appreciate your positive feedback on our team's responsiveness, Hollie. If there's anything else I can assist you with, please feel welcome to reach out.
we give John a 10 out of 10!!
Reply from S. John Murray
June 15th, 2026 08:21 PM
Thank you so much, Justine! I'm glad to know that you had such a positive experience. If there's anything else I can do for you, please feel free to let me know.
Excellent Communications. Willingness to take the time to explain things in a clear and actionable manner. Friendly.
Reply from S. John Murray
June 15th, 2026 08:00 PM
I'm grateful for your kind words, Glenn. It's important to me that communication is clear and helpful, so I'm happy to hear that you found my explanations valuable. If you have any further questions or need assistance, please don't hesitate...
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Great communication and follow-up.
Reply from S. John Murray
May 20th, 2026 06:37 PM
I'm pleased to hear you appreciated the communication and follow-up, Shana. Thank you for your kind words. If you ever need further assistance, feel free to reach out.
Smooth transaction!
Reply from S. John Murray
May 11th, 2026 09:17 PM
Robyn, I'm pleased to hear that the transaction went smoothly for you! If there's anything more my team and I can help with, feel free to reach out. Looking forward to our next mortgage together.
The level of communication was excellent (except for a short lull in the middle due to the volatility of the market at the time - I learned later) the ease of paperwork, and explanaition of process was great.
Reply from S. John Murray
May 11th, 2026 09:18 PM
Thank you, Julie, for highlighting the excellent communication and ease of the paperwork process. I appreciate your understanding regarding the temporary lull for rates to cooperate and I'm pleased that overall, you found the experience positive....
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We had a very quick closing date and John and his team got it done. It was an amazing experience!
Reply from S. John Murray
April 18th, 2026 06:32 PM
Thank you David for your kind words...my team made sure to get you into that great new second home...looking forward to our next chance to work together.
John was attentive to my concerns, answered my questions promptly, and was personable at all times. It was great working with him and I wouldn't hesitate to recommend him to anyone.
Reply from S. John Murray
April 9th, 2026 05:48 PM
Thank you Jack. I appreciate the trust you put in my team. Looking forward to the next refinance we can assist you with.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Serving
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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