S. John Murray
Sales Manager | NMLS #20116
University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Great communication and follow-up.
Reply from S. John Murray
May 20th, 2026 06:37 PM
I'm pleased to hear you appreciated the communication and follow-up, Shana. Thank you for your kind words. If you ever need further assistance, feel free to reach out.
Smooth transaction!
Reply from S. John Murray
May 11th, 2026 09:17 PM
Robyn, I'm pleased to hear that the transaction went smoothly for you! If there's anything more my team and I can help with, feel free to reach out. Looking forward to our next mortgage together.
The level of communication was excellent (except for a short lull in the middle due to the volatility of the market at the time - I learned later) the ease of paperwork, and explanaition of process was great.
Reply from S. John Murray
May 11th, 2026 09:18 PM
Thank you, Julie, for highlighting the excellent communication and ease of the paperwork process. I appreciate your understanding regarding the temporary lull for rates to cooperate and I'm pleased that overall, you found the experience positive....
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We had a very quick closing date and John and his team got it done. It was an amazing experience!
Reply from S. John Murray
April 18th, 2026 06:32 PM
Thank you David for your kind words...my team made sure to get you into that great new second home...looking forward to our next chance to work together.
John was attentive to my concerns, answered my questions promptly, and was personable at all times. It was great working with him and I wouldn't hesitate to recommend him to anyone.
Reply from S. John Murray
April 9th, 2026 05:48 PM
Thank you Jack. I appreciate the trust you put in my team. Looking forward to the next refinance we can assist you with.
Lauren Zani as per the last time was her usual pleasant self to work with. She needs to work on her professionalism. I get that asking people for paperwork isn't a fun job but the blatant copy and pasting from the under writer without changing...
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Reply from S. John Murray
April 16th, 2026 04:49 PM
Thank you for sharing your feedback about your experience with Lauren, Petra. I appreciate your observations and will certainly take them into consideration to ensure a more seamless communication process in the future. If there's anything...
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His professionalism and hard work to assist me in this loan
Reply from S. John Murray
April 6th, 2026 05:17 PM
I'm glad to hear that my professionalism and efforts were helpful in assisting you with your loan, William. It's crucial to me that my clients feel supported throughout the process. If there's anything more I can do for you, please feel free...
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The communication was outstanding. John and his team were very responsive to any questions we had. Lauren was GREAT!!
Reply from S. John Murray
February 18th, 2026 01:51 PM
Thank you Dave...so happy you finally found your second home...looking forward to catching up with you on ski slopes next season.
EXCELLENT CUSTOMER SERVICE, GREAT SUPPORT TEAM, KNOWLEDGABLE!!!!
Reply from S. John Murray
February 16th, 2026 09:19 PM
I'm grateful for your positive feedback, Arlene. I'm glad you found the customer service and support team excellent and knowledgeable. If there's ever anything more I can do for you, please don't hesitate to reach out.
was handled professionally and on time and I had no worries of problems with the whole deal. It was very, very good great
Reply from S. John Murray
February 12th, 2026 07:43 PM
I'm pleased to know that your experience was both professional and timely, Peter. It's important to me that the process is worry-free for my clients. If anything else comes up or you have future needs, I'm here to help.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985
Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Serving
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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