

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John and his team made the process so easy for us and we also got a fantastic rate.
John is great at his job. Very easy to talk to. Makes the whole process easy to get through. His staff is awesome too. Can't wait to refinance again.
I have worked with John since 1990 and no one else. John is the best in the business. He surrounds himself with the best support team you can ask for. He will always answer your emails and phone calls. John has been in the top one percent of...
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John is fantastic on communication and will get the best rates in the market.
The entire team was proactive in making their request and provided 100% support on any issues we confronted.
Too many mortgage companies wait to the last minute to make request resulting in last minute running around. This NEVER happened.
We’ve been getting mortgages from John for several years and always have a good experience. John knows the business and explains the current trends in mortgages and reasons behind them so you can make informed decisions. John and the others...
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Easy to work with in these crazy times.
John and team are great! They answered all my questions quickly and throughly. We have been working with John for more than 15 years!
Kim Mello. Patient informative and worked darn hard to get me a refi rate on investment property below 4.0.
We were provided with outstanding service and an unbeatable rate. From start to finish the experience with John and his team was top-notch, even with the coronavirus quarantine occurring in the middle of the process. We will definitely be recommending...
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235