

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication is key , this was provided every step of the way
Reply from S. John Murray
December 8th, 2025 04:22 PM
Thank you Paula for your kind words...hope you and Bill enjoy your beautiful new home.
Communication, education, patence and kindness by John and all staff
Reply from S. John Murray
November 24th, 2025 02:55 PM
Thank you for taking the time to from me and the staff, Della. Ensuring that we were able to help you get this refinance closed was our number one priority. Thank you for choosing Synergy One Lending, Inc. and I am looking forward to helping...
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John and his team are friendly, professional, and experts. John went over and beyond to get my first mortgage with them done, and also just delivered on my first refinance with them. I would highly recommend them. You will not be disappointed....
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Reply from S. John Murray
November 12th, 2025 04:40 PM
Aaron. thank you for taking the time to respond and your kind words. Your recommendation means a lot, and I appreciate your confidence in us. If you have any more questions or need assistance in the future, please don't hesitate to get in...
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Customer care
Reply from S. John Murray
November 7th, 2025 04:38 PM
Thank you, Dave, for taking the time to respond...looking forward to assisting you on a refinance once rates cooperate in 2026. Hope you enjoy the Florida weather this winter...I still hope we get a bunch of snow back here in NH
John went over and above as far as availability and willingness to helping achieve our mortgage
Reply from S. John Murray
November 3rd, 2025 06:50 PM
Thank you Carol for your kinds words. I appreciate that you and Dave have trusted my team with your mortgage financing for the many years we have worked together. Hope you enjoy that beautiful new home at the Villages and only have to come...
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Great communication every step of the way.
Reply from S. John Murray
November 24th, 2025 02:55 PM
I appreciate your feedback on the communication throughout the process, Nathan. Knowing that you felt informed at every step is important to our team. If you have any further questions or need anything else, please feel free to get in touch....
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Johm and his crew working very diligently to get me through the prosses of getting a loan and seeing it throught to the closing.
Reply from S. John Murray
October 3rd, 2025 06:11 PM
Thank you, Rick, for trusting me and my team for over the past 20 years we have worked together. Happy to once again assist you with this new home purchase.
John is very kind and professional and helped us every step of the way of our process in buying an investment property. He is very proficient in what he does and knowledgeable. I would recommend him to everyone!
Reply from S. John Murray
September 26th, 2025 04:32 PM
Thank you, Amanda, It's great to hear that you found my assistance helpful and professional throughout your investment property purchase. Your recommendation is highly valued, and I’m thankful for your kind words. If there’s ever anything else...
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every interaction felt like we were their only client. the entire team was very responsive. I highly recommend them and will use them again
Reply from S. John Murray
September 19th, 2025 06:36 PM
Thank you Christine and Doug for once again trusting my team with your financing. Looking forward to next year when we can hopefully drop your rate another point.
John is the best! Super communicative and always helpful and timely. I would never go to anyone else
Reply from S. John Murray
September 19th, 2025 07:02 PM
Doug , thank you for your kind words and taking the time to respond to our survey.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235