S. John Murray
Sales Manager | NMLS #20116
University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Lauren Zani as per the last time was her usual pleasant self to work with. She needs to work on her professionalism. I get that asking people for paperwork isn't a fun job but the blatant copy and pasting from the under writer without changing...
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Reply from S. John Murray
April 16th, 2026 04:49 PM
Thank you for sharing your feedback about your experience with Lauren, Petra. I appreciate your observations and will certainly take them into consideration to ensure a more seamless communication process in the future. If there's anything...
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His professionalism and hard work to assist me in this loan
Reply from S. John Murray
April 6th, 2026 05:17 PM
I'm glad to hear that my professionalism and efforts were helpful in assisting you with your loan, William. It's crucial to me that my clients feel supported throughout the process. If there's anything more I can do for you, please feel free...
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The communication was outstanding. John and his team were very responsive to any questions we had. Lauren was GREAT!!
Reply from S. John Murray
February 18th, 2026 01:51 PM
Thank you Dave...so happy you finally found your second home...looking forward to catching up with you on ski slopes next season.
EXCELLENT CUSTOMER SERVICE, GREAT SUPPORT TEAM, KNOWLEDGABLE!!!!
Reply from S. John Murray
February 16th, 2026 09:19 PM
I'm grateful for your positive feedback, Arlene. I'm glad you found the customer service and support team excellent and knowledgeable. If there's ever anything more I can do for you, please don't hesitate to reach out.
was handled professionally and on time and I had no worries of problems with the whole deal. It was very, very good great
Reply from S. John Murray
February 12th, 2026 07:43 PM
I'm pleased to know that your experience was both professional and timely, Peter. It's important to me that the process is worry-free for my clients. If anything else comes up or you have future needs, I'm here to help.
Easy processing with clear and consise email communication.
Reply from S. John Murray
January 21st, 2026 04:44 PM
It's great to hear that you found the processing easy and the email communication clear and concise, Lori. I strive to ensure that everything is straightforward for my clients. If you need further assistance or have any questions in the future,...
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Very smooth process
Reply from S. John Murray
January 19th, 2026 05:03 PM
I'm glad to hear that the process went smoothly for you, Michael. It's always my goal to ensure everything is as efficient and straightforward as possible. If you have any questions or need assistance in the future, feel free to reach out.
Quick Responses, answered all questions, great overall to work with
Reply from S. John Murray
December 14th, 2025 02:41 PM
Thank you Tom for taking the time to complete this survey. Appreciate your trust working with me and my team all these many years we have known each other.
John has worked with my husband and I house hunting for several years. John gave me the encouragement to continue the search with a not very generous budget. I think John is the best and goes above and beyond.
Reply from S. John Murray
December 8th, 2025 03:44 PM
Thank you Patty for your kind words...I am happy that you and Scotty finally found your "forever" home.
Love John.....worked with him and only him for almost 30 years now.....reachable and trustworthy....
Reply from S. John Murray
December 8th, 2025 03:45 PM
Thank you, Scott, for trusting me and my team with your mortgages for three decades...appreciate you.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985
Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235