

S. John Murray
Sales Manager | NMLS #20116


University of Michigan
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and ser... Show More
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Reviews from Web
With us every step of the way, guiding us through the process.
Professionalism from beginning to end! In this time of Covid, much of the process is contactless. The closing is quick and we all wore masks during the closing.
john and his team are second to none. as good as it gets.
You and your staff were very informative and helpful throughout the entire process. It was great to be able to complete our refinance so quickly.
Applying for a mortgage financing has gotten increasingly complex and arduous over the years, with a myriad of forms to fill out and documents to produce. From the beginning, we had confidence that the folks at Draper & Kramer had our best...
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John was very informative right from the first phone call. Information was relayed in a concise and timely matter.
John is bright and excellent at what he does. I felt like the communication with his support staff could be better. Numerous, repetitive emails and felt like I had to chase getting my loan closed/ extended several times and had to repeatedly...
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John is very professional, proficient and knowledgeable. I have worked with John in the past and I have become accustomed to his expertise. I moved to Florida and he is finally licensed here. I couldn't think any other loan officer I would...
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Seamless process. John and his team are great and they have helped us many times previously, and we will continue to use in future.
The mortgage was process was great. Quick and easy!
Would highly recommend.
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About
S. John Murray is a Certified Mortgage Planning Specialist and Sales Manager at Synergy One Lending with nearly 40 years of experience and over 10,000 families helped into homes on the Massachusetts North Shore. Based in Beverly, MA and serving Essex County and beyond, John specializes in conventional loans, jumbo mortgages, investment property financing, and retirement asset income structuring for move-up buyers, investors, and first-time buyers. Works primarily on referrals from financial planners and CPAs. NMLS 20116.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
First time homebuyers refinances second investment properties reverse mortgages
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Education
- University of MichiganEconomics and FinanceBachelor of Arts (BA)Sep 1981 -May 1985

Positions
- Synergy One Lending - Sales ManagerMay 12th, 2025 - Current
Memberships
- University of Michigan Alumni Association
Addresses and Serving Areas
Primary Serving Area
Year Started
1986
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #20116
Achievements
- Top 1% Mortgage Lender
- Certified Mortgage Planning Specialist
- Exactly What to Say Certified
Hobbies
- Skiing
- Cornhole
- work
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235