

Ryan Smith
Executive Mortgage Loan Officer

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I recently decided to sell my existing home and purchase a condominium. My online search lead me to Zillow. At the time I had no idea Zillow offered mortgage loans. It had been 20 plus years since I had dealt with a mortgage company and wasn't...
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I would recommend Ryan for anyone purchasing a home. Ryan went above and beyond. Ryan was professional and courteous. Kept me informed the whole process. Ryan was an advocate who represented me. You could not work with anyone better. Will gladly...
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Called in to see if I would be able to get pre approved which Ryan helped with and gave me all the tips and the professional advice to go from there would recommend Ryan to everyone. Will be in touch in the near future thanks for all the help!...
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Ryan was the ideal loan officer for me. He was extremely prompt and efficient (which is hard to come-by these days), and he provided excellent customer service. I was able to meet some extreme deadlines due to his efforts. He was also understanding...
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I was a first time home buyer and Ryan helped me with any and all questions I had. Working though Zillow Home Loans made the entire process seamless from start to finish!
I was clueless with the home buying process but Ryan was very helpful and answered all my questions. He and the Zilliow team kept in touch with me throughout the entire loan process.
Ryan was great! We put Ryan through his paces throughout our home-buying journey. He was very easy to work with and kept in contact with me throughout the entire loan process. He gave great advice and was always available to answer my many...
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1st time buyer. I have never even seen the process. Ryan was great. A very pleasant conversation. He spent a lot of time running the numbers and educating me on the process and advising me with tips that will help me greatly moving forward....
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I’m new to the loan process and Ryan did a fine job at walking me through it all. I especially appreciated his patience and ability to break things down for me to be able to confidently retain it all. Highly recommend him to all!
He took his time to help me understand all the ins and out of the loan process. It was very easy and quick to get pre approved and move forward to the next step
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1207131
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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