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Ryan Smith - Executive Mortgage Loan Officer in Irvine, CA

Ryan Smith

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Executive Mortgage Loan Officer

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
  • Zillow
    A
    AlexandraGleason91
    Saint Paul, MN
    Posted on November 22nd, 2024 12:00 AM
    Ryan provided me with exceptional service. He is professional yet personable, which made it easy and enjoyable to work with him. As a first time home buyer, i was unfamiliar with the process but Ryan communicated with me very well each step...
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    Barbara S
    Sidney, IL
    Posted on August 30th, 2024 12:00 AM
    Ryan was amazing, always checking up on me and answering any questions I had along the way. I would definitely recommend him to anyone that was interested in buying a house.
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    Jbg253
    Tacoma, WA
    Posted on August 22nd, 2024 12:00 AM
    Ryan is extremely helpfull and attentive. Everytime i had any questions or concerns Ryan was allways on it. helped me to get into my first home, and made the process very easy and very quick. Thank you again Ryan.
  • Zillow
    J
    Jonkee76
    Beaufort, SC
    Posted on July 26th, 2024 12:00 AM
    Ryan was a profound and articulate person. He showed extreme patience for first time buyers and answered our questions fully, expertly and with transparency. Even assuaged our doubts of being able to buy in the market and helped us make a plan...
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  • Zillow
    M
    Mzknite2
    Pittsburgh, PA
    Posted on February 19th, 2024 12:00 AM
    I had the pleasure of speaking with Ryan. He was able to articulate clearly and provide the needed information and details to help me with my goal of owning a home. I look forward to working with him
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    Zuser20210111070030191
    Nashville, TN
    Posted on January 16th, 2024 12:00 AM
    Highly recommend. Addressed all my questions and concerns! I look forward to working with Ryan for my home lending needs, thank you for making the process effortless
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    Zuser20170108144553068
    Breedsville, MI
    Posted on December 1st, 2023 12:00 AM
    Ryan was extremely helpful through the entire process, and was very clear in all his communications with us. He walked us through a number of different financing options, and helped up find the best solution in a tough market.
  • Zillow
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    Nammerboi7
    Edmonds, WA
    Posted on November 30th, 2023 12:00 AM
    This is my wife and I first time home purchase. We were so fortunate to find Zillow Home Loan and Mr. Ryan Smith reached out to me . From Day one Ryan is transparent , punctual, professional, and always do his best in a securing the best situation...
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  • Zillow
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    Jakedawes2019
    Boiling Springs, SC
    Posted on November 6th, 2023 12:00 AM
    Ryan was extremely friendly. When my fiance and I first contacted Ryan we were still unsure about purchasing a home and did not know the hoops we would soon end up jumping through. When things got serious and our offer was accepted and the...
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  • Zillow
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    Zuser20200105063946619
    Duncan, AZ
    Posted on October 26th, 2023 12:00 AM
    Ryan was beyond helpful! Him and his team made the process so easy and stress free. He answered all my questions. Not to mention his general customer service. He was always so kind and respectful when speaking to me!
  • 11–20 of 33
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1207131
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing