

Ryan Smith NMLS # 1198619
Mortgage Loan Originator


University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM
Sun
closed
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Reviews from Web
Ryan and Shelby were very clear when they needed something from me. They responded to all of my questions in a very timely manner.
Reply from Ryan Smith
March 3rd, 2025 02:58 PM
I'm so glad to hear that you had a positive experience, Mary! Shelby and I strive to provide clear communication and timely responses, so it's great to know it made a difference for you. If you have any more questions or need further assistance,...
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All questions were answered on a timely basis and to the point. Very friendly and helpful attitude.
Reply from Ryan Smith
February 20th, 2025 09:56 PM
Thank you Mr. and Mrs. Anderson for being so easy to work with! We appreciate your assistance in helping us work towards achieving your goals. Thank you!
Our Loan Representative, Ryan Smith, really made the process quite simple for us. He explained everything step by step and was always available to answer any questions we had.
Reply from Ryan Smith
February 20th, 2025 09:54 PM
I'm thrilled to hear that you found the process simple and straightforward. It was a pleasure working with you and ensuring you felt informed and supported every step of the way. If you have any more questions or need assistance in the future,...
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Knowledgeable staff.
Any questions were answered quickly.
Reply from Ryan Smith
February 20th, 2025 09:54 PM
Thank you Terri for putting your trust in me and working directly with us here at Finance of America! We appreciate you!
Ryan Smith!
Reply from Ryan Smith
November 15th, 2024 11:05 PM
It was a pleasure working with you Mr. and Mrs. Staples, your hard work paid off!
Ryan did a wonderful job. He was very pleasant to work with. He was available when we needed and always returned our calls when I left a message. He always contacted us with updated information by phone and not emails. We have recommended AAG...
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Reply from Ryan Smith
November 15th, 2024 11:05 PM
It was a pleasure working with you both Mr. and Mrs. Gilliam, thank you for making our job easy.
He broke things down and explained what I didn’t understand. Great communication was not expecting paperwork to get to me so fast. The process wasn’t long and drawn out. Also Rayn was patient with me getting paper work back to them seeing that...
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Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Very professional, easy to communicate with. Keep up Good work
Reply from Ryan Smith
November 15th, 2024 11:05 PM
It was a pleasure working with you Mr. Mackey. Thank you for doing a great job in helping us complete your loan.
Ryan was very patient with a lot of my doubt and impatience.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for your trust Tony.
Ryan's good.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for sticking with us Graff family. It was a pleasure to work with you in completing your loan.
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006

Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.