

Ryan Smith NMLS # 1198619
Mortgage Loan Originator


University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM
Sun
closed
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Reviews from Web
Great overall
Reply from Ryan Smith NMLS # 1198619
July 17th, 2025 01:22 PM
I'm glad to hear that your experience was positive, Annette. If you ever have more questions or need further assistance, please don't hesitate to reach out. Thank you for your kind words!
We were kept in the loop during the whole process. I felt like Ryan was helping us the enitire time.
Reply from Ryan Smith
July 17th, 2025 01:23 PM
It's wonderful to hear that you felt supported and well-informed throughout the process, Margaret. I appreciate your feedback and am glad I could assist you every step of the way. If you have any more questions or need further assistance in...
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The advise I was given and help provided to me in doing this deal
Reply from Ryan Smith
July 17th, 2025 01:23 PM
I'm glad to hear that the advice and help I provided were useful to you, Harold. It was important to me that you felt supported throughout the deal. If there's anything else I can assist you with in the future, please don't hesitate to reach...
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Smith was very professional and walked us to every step of the process.
Reply from Ryan Smith
June 16th, 2025 05:17 PM
I'm pleased to know that you found the process professional and well-guided. It was my pleasure to assist you through every step. Thank you for your kind words, Melia and Mr. Cupp!
Ryan had great communication always return my calls was very knowledgeable and helpful with all my questions had a very good experience all overall with Ryan Smith thank you
Reply from Ryan Smith NMLS # 1198619
June 16th, 2025 05:17 PM
I'm thrilled to hear that you had a great experience and found my communication and assistance helpful. Thank you for your kind words, Mr. Summers. I'd prefer every borrower to be as easy to work with as you!
Dealing with Ryan smith and Sarah query and the way they helped me with things I know nothing about they helped me as if I have known them for years
Reply from Ryan Smith NMLS # 1198619
April 26th, 2025 07:32 PM
I'm thrilled to hear that you felt well-supported by both Sarah and me throughout the process. It was a pleasure assisting you, and we are glad to have made the experience comfortable for you. Thank you for your kind words Mr. Oliver.
appreciate the skill and the professional conduct from your team
Reply from Ryan Smith NMLS # 1198619
April 14th, 2025 10:36 PM
Thank you for your kind review, Mark. I'm glad to hear that you appreciated the skill and professionalism of our team. It was a pleasure working with you at Finance Of America. If you have any further questions or need assistance in the future,...
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Great follow up; great professionalism; great patience and friendliness!
Reply from Ryan Smith NMLS # 1198619
April 14th, 2025 10:36 PM
I'm thrilled to hear that you appreciated my follow-up, professionalism, patience, and friendliness. It was a pleasure assisting you, and your kind words mean a lot. If you have any further questions or need assistance, please don't hesitate...
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everyone worked well with me , kept me informed of what was going on, calls and emails returned (big plus in business).
Reply from Ryan Smith NMLS # 1198619
April 14th, 2025 10:35 PM
I'm thrilled to hear that you had a positive experience and felt well-informed throughout the process Shirley. It was a pleasure assisting you, and I appreciate your kind words about our communication efforts.
By the way Ryan helped me filling the application of the loan. There were many times I would get frustrated, and call him, and would walk me right through it.
Reply from Ryan Smith NMLS # 1198619
April 14th, 2025 10:35 PM
I'm glad to have had the opportunity to assist you with your loan application. It's important to us that you feel supported throughout the process.
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006

Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.