

Ryan Smith NMLS # 1198619
Mortgage Loan Originator


University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM
Sun
closed
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Reviews from Web
No. Everything was done on time and the loan officer called me to keep me updated through the whole time
Reply from Ryan Smith NMLS # 1198619
February 3rd, 2026 04:32 PM
Shirley, I'm grateful for your review and pleased to know that everything proceeded smoothly and on schedule. Keeping you informed throughout the process is a top priority for me. If there's anything I can update you on regarding your Reverse...
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Ryan keeps me informed every step of the way. The loan processed took between three or four weeks from beginning to end. I thank the Lord and Ryan for that.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for being an easy client to work with Shirley.
I felt like Ryan was part of my family, he was always so kind and helpful, he made it easy. Thank you so much, Sara Weber
Reply from Ryan Smith
November 15th, 2024 11:05 PM
I am so happy we were able to accomplish everything we did Sara, and thank you to your great family for their assistance.
Ryan's service has been outstanding. He is very professional and knowledgeable. He explained everything and answered all my questions. My mortgage was processed in a timely manner. Thanks to Ryan and all the team at AAG who made it possible...
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Reply from Ryan Smith
November 15th, 2024 11:05 PM
I was so happy to enter into this process for you and see it through to the end. I was so happy to hear your joy when it was all completed!
Everyone involved was a professional. Answered questions quickly and clearly and reassured me along the way that all was okay on my end as well.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for all your work during the process Marion, it was very accomplishing to know we could help.
Ryan was very nice and very informative and kept us up to date as to what was going on with our Reverse.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for choosing us here at AAG, Roland and Cynthia. It was my pleasure.
Was kept in the loop during the whole process.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for your communication as well Pamela and Leslie!
Everything was good
Reply from Ryan Smith
November 15th, 2024 11:05 PM
Thank you for being so easy to work with, so happy we got it done quickly.
RYAN DISPLAYED EXCELLENT CUSTOMER SERVICE. HE WAS VERY KNOWLEDGEABLE ABOUT THE TRANSACTION.
Reply from Ryan Smith
November 15th, 2024 11:05 PM
I was grateful for the opportunity to work with such savvy homeowners. Their assistance made the loan process go smoothly and quickly.
Ryan Smith answered every phone call promptly. Always seemed glad that I called and answered my questions in a positive rather than negative manner. He was as excited as I was, when calling to tell me that my application was approved. In my...
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Reply from Ryan Smith
November 15th, 2024 11:05 PM
Cynthia was one of the sweetest clients I've ever had. She was so pleasant to speak with, and always willing to work together, I was so happy to get to be part of her most recent RM transaction.
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006

Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.