Ryan Smith NMLS # 1198619
Mortgage Loan Originator
University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM(Open now)
Sun
closed
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Reviews from Web
We were treated with respect, friendliness and professionalism. You have God's blessing to us. We are forever thankful.
Reply from Ryan Smith NMLS # 1198619
October 23rd, 2026 03:28 PM
I'm grateful for your kind words, George and Maurica. It means a lot to us that you felt respected and well-treated during your experience with Finance Of America - Reverse Mortgage. Thank you for sharing such a positive reflection.
It's was a great experience, in a the first months I feel a little scare, but i start reading about the reverse mortgage, and I started to feel comfortable and the manner Ryan explainen an a very professional way , it was great!!! Thank you,...
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Reply from Ryan Smith NMLS # 1198619
October 13th, 2026 01:41 PM
I'm pleased to hear that you had a great experience, Angelica. I'm glad that my explanations helped you feel more comfortable with the reverse mortgage process. At Finance Of America - Reverse Mortgage, it's rewarding to know we've played a...
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Excellent Service.
Reply from Ryan Smith NMLS # 1198619
September 29th, 2026 10:05 PM
I'm pleased to hear that you found the service excellent, Ed. At Finance Of America - Reverse Mortgage, it's my goal to provide the best experience possible.
Ryan and the whole team gave his timely service and delivered as promised.
Reply from Ryan Smith NMLS # 1198619
September 17th, 2026 02:53 PM
Thank you, Larry, for sharing your positive experience. I'm pleased that the team at Finance Of America - Reverse Mortgage and I were able to provide timely service and meet your expectations.
Good communication And timely responses to all my questions
All agents were outstanding. Everything was explained and said to call them with any future questions. Your help was wonderful and thank you.
Reply from Ryan Smith NMLS # 1198619
September 4th, 2026 02:37 PM
I'm grateful for your kind words, Renee. It's nice to know that everything was clearly explained and that you felt supported. If you have any questions in the future, feel free to reach out.
The whole team was great always staying
Reply from Ryan Smith NMLS # 1198619
September 2nd, 2026 06:30 PM
I appreciate your feedback, Steven. It's good to know that the team and I were able to provide a great experience for you. If there's anything else you need, please feel free to reach out.
Every thing!
Reply from Ryan Smith NMLS # 1198619
September 1st, 2026 03:30 PM
Thank you, Emmitt, for your feedback. I'm pleased to know that you had a positive experience with everything. If there's anything more I can do to assist, please feel free to reach out.
Ryan was never pushy, always answred the phone and knowledgeable/helpful. Although he moved out of state, he still communicated and got us a better rate than another we may have gone with.
Reply from Ryan Smith NMLS # 1198619
August 25th, 2026 08:21 PM
Thank you, Larry (and Rebecca), for sharing your experience. I'm pleased to know that my approach and communication were helpful in securing a better rate for you. If there's anything else you need, please feel free to reach out.
All in all the team was good would have been great if we would've received updates on everything instead of us having to call for updates
Reply from Ryan Smith NMLS # 1198619
August 10th, 2026 01:05 PM
Thanks for your feedback, Loretta and Scott. I'm pleased to hear that you found the team to be good. We worked really hard on your loan to find solutions for you, despite some information that wasn't disclosed upfront. Either way, we are glad...
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006
Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.