Ryan Smith NMLS # 1198619
Mortgage Loan Originator
University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM(Open now)
Sat
10 AM to 2 PM
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Reviews from Web
Ryan snd his team were very helpful with explaining everything and answering all my questions. Highly recommended them. Thanks, Ssndra
Reply from Ryan Smith NMLS # 1198619
November 11th, 2026 03:13 PM
I'm grateful for your kind words, Sandra. It's wonderful to know that my team at Finance Of America and I were able to assist you effectively by answering your questions and explaining everything clearly. Thank you for recommending us!
I had a great experience with Ryan and his team Communication was very good and the process went smoothly
Reply from Ryan Smith NMLS # 1198619
November 9th, 2026 08:50 PM
I'm pleased to hear that you had a great experience, Carol! It's important to me that the communication and process with Finance Of America - Reverse Mortgage met your expectations. Thank you for your kind words about my team and me.
Ryan ,Tiffany and heather were a great team they were efficient answered all questions
and enjoyable to work with. They all guided me through an unknown process without a hitch.
Ryan was the consummate professional. He had patience, answered all questions, and engendered trust.
Reply from Ryan Smith NMLS # 1198619
October 27th, 2026 09:34 PM
I'm grateful for your kind words, Rio. It's wonderful to know that my patience and ability to answer all your questions helped build your trust. At Finance Of America, providing a professional and supportive experience is our goal.
Understanding the benefits of the HomeSafe Select Jumbo Reverse loan. I had several detailed and unique questions and each was answered clearly. The loan provides significanlt opportunity to aging Americas. Ryan was extremey responsive and...
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Reply from Ryan Smith NMLS # 1198619
October 27th, 2026 09:33 PM
I'm happy to hear that I could provide clear answers to your detailed questions about the HomeSafe Reverse loan, Tony. It's important to me that you see the opportunities this loan offers. Working with you as Finance Of America as our partner,...
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We were treated with respect, friendliness and professionalism. You have God's blessing to us. We are forever thankful.
Reply from Ryan Smith NMLS # 1198619
October 23rd, 2026 03:28 PM
I'm grateful for your kind words, George and Maurica. It means a lot to us that you felt respected and well-treated during your experience with Finance Of America - Reverse Mortgage. Thank you for sharing such a positive reflection.
It's was a great experience, in a the first months I feel a little scare, but i start reading about the reverse mortgage, and I started to feel comfortable and the manner Ryan explainen an a very professional way , it was great!!! Thank you,...
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Reply from Ryan Smith NMLS # 1198619
October 13th, 2026 01:41 PM
I'm pleased to hear that you had a great experience, Angelica. I'm glad that my explanations helped you feel more comfortable with the reverse mortgage process. At Finance Of America - Reverse Mortgage, it's rewarding to know we've played a...
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Excellent Service.
Reply from Ryan Smith NMLS # 1198619
September 29th, 2026 10:05 PM
I'm pleased to hear that you found the service excellent, Ed. At Finance Of America - Reverse Mortgage, it's my goal to provide the best experience possible.
Ryan and the whole team gave his timely service and delivered as promised.
Reply from Ryan Smith NMLS # 1198619
September 17th, 2026 02:53 PM
Thank you, Larry, for sharing your positive experience. I'm pleased that the team at Finance Of America - Reverse Mortgage and I were able to provide timely service and meet your expectations.
Good communication And timely responses to all my questions
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006
Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.