Ryan Smith NMLS # 1198619
Mortgage Loan Originator
University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM(Open now)
Sun
closed
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Reviews from Web
Patient with me
Reply from Ryan Smith NMLS # 1198619
February 12th, 2026 08:06 PM
I'm grateful for your review, George. It's important to me to provide a supportive experience, and I'm pleased that my patience stood out to you. If you have any additional questions or need further support, please feel free to reach out.
Very knowledgeable people, patience not
Reply from Ryan Smith NMLS # 1198619
February 11th, 2026 05:22 PM
Thank you for your feedback and for coming back to us, Marilyn. I'm pleased to know that you found the advice provided informative. I understand that patience is an essential part of the process, and I'll make sure to keep improving on that...
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Ryan and Tiffany made the process seamless and painless. We understood what was needed and where we were throughtout the entire process.
Reply from Ryan Smith NMLS # 1198619
February 10th, 2026 03:54 PM
I'm grateful for your review, Lou and Diane. It's great to know that the process felt seamless and clear for you. We aim to ensure clarity and ease in every step. Should you have any more questions or need further assistance in the future,...
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Following the process and understanding what options are available. Receiving valuable information related to the transaction.
Reply from Ryan Smith NMLS # 1198619
February 3rd, 2026 04:27 PM
I'm pleased to know that the information and options I provided were valuable to you, Greg. Ensuring a clear and informative process is something I strive for with each transaction. If you have any further questions or need more assistance,...
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Ryan and his team gave us accurate and timely information and the process went smoothly and closing was faster than expected.
Reply from Ryan Smith NMLS # 1198619
January 31st, 2026 06:48 PM
I'm pleased to know that you found the information accurate and timely, and that the process went smoothly for you, Gary. It's great to hear that closing happened more quickly than anticipated. If there's anything else you need in the future,...
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Great product, well explained, easy process. Minimal hoops to jump through.
Reply from Ryan Smith NMLS # 1198619
January 28th, 2026 03:37 PM
I'm pleased to hear that you found the product well-explained and the process straightforward, Mike. I'm glad it was a smooth experience for you. If there's anything more I can do to assist, just let me know.
The entire process was great
Reply from Ryan Smith NMLS # 1198619
January 7th, 2026 04:38 PM
I appreciate your feedback, Elizabeth and Jimmy. I'm pleased to learn that you found the entire process to be great. If you have any more questions or need further assistance, please feel free to reach out.
I considered three different reverse mortgage companies and Ryan Smith was always available to answer questions and inform me when rates were changing. Although a couple of issues arose as we got close to finalizing the funding, Ryan and Ron...
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Reply from Ryan Smith NMLS # 1198619
December 27th, 2025 05:01 PM
Thank you, Tom, for sharing your experience. I'm pleased that our communication over 11 months helped us secure the loan for you. I understand that issues can arise during the process, and I'm glad we could assist in resolving them efficiently....
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Ryan smith
Reply from Ryan Smith NMLS # 1198619
February 3rd, 2026 04:41 PM
Thank you for the high rating, Douglas. I appreciate your feedback and am pleased to have been able to assist you. If there’s anything more I can help with at any point, feel free to let me know.
We did not like the appraisal.
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006
Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.