Ryan Smith NMLS # 1198619
Mortgage Loan Originator
University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM(Open now)
Sun
closed
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Reviews from Web
Everyone I've dealt with at FOA has explained everything simply and concisely. If I could compare our experience with a refinance loan at Wells Fargo with Finance of America, I'd rate Wells Fargo a solid one, and I wouldn't recommend them to...
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Reply from Ryan Smith NMLS # 1198619
December 10th, 2025 06:17 PM
I'm pleased to hear that you had a positive experience with Finance Of America. It's great to know that the explanations provided were clear and concise for you. I understand how important it is to feel confident about such significant financial...
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Easy to work with lots of paperwork.
Reply from Ryan Smith NMLS # 1198619
December 8th, 2025 03:12 PM
I'm glad to hear you found us easy to work with. If you have any more questions or need further assistance, please feel free to reach out. Thank you for your review, Jimmy.
Your dedication and integrity in following through at each step.
Reply from Ryan Smith NMLS # 1198619
November 29th, 2025 05:49 PM
I appreciate your feedback, Jerry. It's reassuring to know that my dedication and integrity were evident throughout the process. If you have any further questions or need assistance going forward, feel free to reach out.
It all started with the exceptionally talented, Ryan Smith. From beginning to fulfillment, that 5 star feeling. ⭐️⭐️⭐️⭐️⭐️
Reply from Ryan Smith NMLS # 1198619
November 29th, 2025 05:50 PM
I appreciate your generous feedback, Christie. It means a lot to hear that the experience from start to finish felt deserving of five stars. If ever you have more questions or need assistance down the road, please feel free to reach out. Thank...
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Communication always was good & I felt up-to-date on the progress of my HECM. My questions were always answered to my satisfaction. It was a pleasure to have this team at Finance of America work with me.
Reply from Ryan Smith NMLS # 1198619
November 13th, 2025 08:49 PM
I'm grateful for your kind words, Kay. Ensuring that you felt informed and your questions were answered satisfactorily is always our goal. I'm pleased to hear that the communication met your expectations throughout the process. If there are...
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Knowledgeable, efficient.
Reply from Ryan Smith NMLS # 1198619
October 16th, 2025 05:52 PM
I appreciate your positive feedback, Victoria. I'm pleased we were able to work together and get your loan efficiently to the finish line. If you need further assistance or have any questions down the line, feel free to reach out.
ryan was very professional and kept me informed almost daily. Would recommend him without hesitation.
Reply from Ryan Smith NMLS # 1198619
October 7th, 2025 12:51 AM
I'm grateful for your kind words, Ursula. Providing professional service is always a priority for me. If you have any more questions or need assistance in the future, I'm here to help. Thank you for considering recommending me.
Ryan Smith was excellent throughout the entire proces. He answered all of our questions, concerns and emails in a timely manner and was always professional.We would highly recommend him to family and friends. Great customer service!!
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Reply from Ryan Smith NMLS # 1198619
September 16th, 2025 03:52 PM
Reggie and Lisa, I am so glad to hear that you found my support throughout the process to be helpful and professional. Answering your questions and addressing your concerns promptly is important to me, and I'm pleased you felt well-serviced....
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Both Judith and I would like to thank you for doing such a great job. It didn't hurt as much as I thought it would. I feel a lot better now about our situation. Was a pleasure doing business with you. Hope to hear from you in the future. Thanks...
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Reply from Ryan Smith NMLS # 1198619
September 4th, 2025 05:52 PM
I'm grateful for your kind words, Bob and Judith. It's rewarding to know you feel more at ease with your situation, and I'm pleased that the process was smoother than expected. It was a pleasure working with both of you. If you need anything...
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good comunitcation fast replys
Reply from Ryan Smith NMLS # 1198619
September 2nd, 2025 02:06 PM
I appreciate your feedback, Mark. It's great to know that my communication and quick responses met your needs. If there's anything else I can assist you with, please don't hesitate to reach out.
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006
Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.