Ryan Smith NMLS # 1198619
Mortgage Loan Originator
University of California, Davis
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top r... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 6 PM
Sat
10 AM to 2 PM(Open now)
Sun
closed
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Reviews from Web
Everything was just handled so well, Ryan (originator) was awesome! Great personality and so knowledgeable; and patient, explaining everything and answering lots and lots of questions easily and thoroughly. He kept in touch often through the...
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Reply from Ryan Smith NMLS # 1198619
May 5th, 2026 03:56 PM
Thank you so much, Nancy, for sharing your appreciative experience. I'm glad to hear that you found my assistance helpful and that my communication was clear throughout the process. It's also great to know our Operations team provided excellent...
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Ryan and his colleagues are great communicators. He went above and beyond in informing us and keeping the process moving. Thank you!
Reply from Ryan Smith NMLS # 1198619
April 28th, 2026 12:19 AM
I'm grateful for your kind words, Chris and Sara. It's wonderful to know that you appreciated the communication and efforts throughout the process. If you ever have more questions or need further assistance, please feel free to reach out.
I am very grateful to have met and worked with Ryan,
I appreciate his knowledge, care and integrity,
Thank you,
Steven Vincze
Ryan and Shelby were great to work with, very understanding and helpful.
Reply from Ryan Smith NMLS # 1198619
April 18th, 2026 05:07 PM
Thank you, Tim and Donna, for your kind words. I'm pleased to hear that you found working with Shelby and me to be a positive experience. If there's anything else we can assist you with, please feel free to reach out.
Communication was great. Everything explained and done on timeline given.
Reply from Ryan Smith NMLS # 1198619
April 8th, 2026 01:19 PM
Shirley, I'm pleased to hear that you were satisfied with the communication and timelines. It's important to me that everything is clear and accomplished as discussed. If you have any more questions or need further assistance, don't hesitate...
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Ryan Smith was teh most patient and understanding person. All questions answered (liklely 20 times). Always available.
Reply from Ryan Smith NMLS # 1198619
April 7th, 2026 01:42 PM
Marilyn, I appreciate you taking the time to share your feedback. I appreciate hearing that my patience and availability were helpful to you. I'm always here to answer any questions you may have, no matter how many times they come up. If there's...
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Working with Ryan has been a pleasure. He went above and beyond to help me get a reverse mortgage. I will recommend him to anyone needed help in securing a mortgage.
Reply from Ryan Smith NMLS # 1198619
April 7th, 2026 01:43 PM
I'm grateful for your kind words, Debra. I'm pleased to hear that my efforts made the process of securing a reverse mortgage easier for you. Your willingness to recommend my services means a lot. If you, or anyone you know, need further assistance...
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the people
Reply from Ryan Smith NMLS # 1198619
February 24th, 2026 04:25 PM
I appreciate the five-star rating, Lawrence. It's great to know that your experience with me and the team at Finance Of America - Reverse Mortgage was positive. If you have any further questions or need assistance, please feel free to reach...
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The woman putting all the paperwork together was outstanding.
Reply from Ryan Smith NMLS # 1198619
February 14th, 2026 02:19 PM
I appreciate your feedback, Donnie. It's great to know that you found her assistance with the paperwork to be noteworthy. I hope that I brought value to the transaction for you, please let us know if you need anything.
Ryan made the process of getting a reverse mortgage a breeze. We were amazed at how quickly we closed from start to finish.
Thank you FOA!
Reply from Ryan Smith NMLS # 1198619
February 13th, 2026 08:46 PM
Eric, I appreciate your kind words. I'm pleased to hear that the reverse mortgage process went smoothly for you. Making the experience straightforward and efficient is always my goal. Should you ever have more questions or require further assistance,...
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About
As an industry-leading reverse mortgage lender, we bring a proven track record of never taking our customer’s trust for granted. With our recent acquisition of certain assets of American Advisors Group (AAG), we brought the industry’s top retail and wholesale platforms under one roof, firmly establishing Finance of America as the undisputed industry leader.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Reverse Mortgage - FHA HECM
Reverse Mortgage - HomeSafe
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Education
- University of California, DavisCommunicationsBA CommunicationSep 2001 -Jun 2006
Memberships
- NRMLA
- BNI
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- CA,CO,FL,NC,OR,TX,VA,WA,AR,IN
Awards
Achievements
- Top Funder
Hobbies
- Football, Basketball, Pickleball, and the beach
- Football
- Basketball
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Disclaimer
These materials are not from HUD or FHA and were not approved by HUD or a
government agency.
Finance of America Reverse LLC is Licensed Mortgage Banker in the State of New
York, but this site is not authorized by the New York State Department of Financial
Services. No mortgage solicitation activity or loan applications for properties located in
the State of New York can be facilitated through this site
Finance of America is a division of Finance of America Reverse LLC which is licensed
nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133
|AZ Mortgage Banker License #0921300 | Licensed by the Department of Business
Financial Protection and Innovation under the California Residential Mortgage Lending
Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage
Company | Massachusetts Lender/Broker License MC2285: Finance of America
Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed
Mortgage Banker -- NYS Department of Financial Services| Rhode Island Licensed
Lender | Not all products and options are available in all states | Terms subject to
change without notice | For licensing information go to: www.nmlsconsumeraccess.org
The company does not do business as Finance of America in CA, NM, NY, and OK.