

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Ryan is very thorough at explaining every answer to every question I had. He even called me first to make sure if we needed any questions answered even before we went through with our first time selling a home into buying the next home. In...
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Ryan was excellent to work with in the refinancing process - in fact we have refinanced with him 3 times! Every time we were impressed and pleased with the result! Ryan does an excellent job providing upfront information on potential costs...
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Ryan, twice, has gone above and beyond in our home buying process. Without Ryan's effort, enthusiasm, and general care for my family's well being, our buying process may not have gone as smoothly as it did. Ryan was always available to answer...
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Ryan Charles exceeded my expectations in helping me gain my dream home. His professionalism shows through and through. I have dealt with many mortgage brokers in the past and i can't state this enough-"Ryan is far above the rest." His knowledge...
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I have worked with Ryan Charles on two transactions, a refinance and then most recently a new purchase. Both times Ryan was able to get me a great rate and went above and beyond with his communication and service. He provided great advice on...
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We were referred to Ryan by our agent and am happy we took the advice. Throughout the process Ryan kept us fully informed and exceeded our expectations in terms of close time despite potential delays. Highly recommend Ryan to anyone shopping...
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Ryan is a pleasure to work with. He made our home buying experience extremely smooth in the area of financing. Always great with communication and extremely knowledgeable. He provided thorough explanations of market trends and gave us the best...
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Ryan was recommended to me when I was moving from Massachusetts to Virginia to handle my mortgage. His call to me was prompt and he explained in detail our next steps. He communicated with me regularly via e-mail and phone, and everything went...
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Ryan is extremely knowledgeable, and is always in contact through the whole mortgage process. He made the entire process worry free, and any time a question came up, he was quick to reply with great information. He has great knowledge of all...
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I don't typically write reviews, but in this case I have too. Ryan Charles exceeded my expectation in every possible way. Follow up, follow through, guidance, professionalism, obvious knowledge of the industry, and even post closing follow...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance