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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
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    User1642975
    Petersburg, VA
    Posted on May 11th, 2017 12:00 AM
    Ryan is very personable and his staff as well. He helped guide me in the beginning and Carol who worked with us during the whole process was personable and professional as well. We have gone to Ryan two times before this. So needless to say...
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    Fitak67
    Midlothian, VA
    Posted on May 8th, 2017 12:00 AM
    2nd time using Alcova to purchase a house. The process was as great if not better then the first time. They are very friendly and knowledgeable, always make the time to answer questions and help out. Never had to worry about closing on time...
    read more
  • Zillow
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    Aaron F
    Southport, NC
    Posted on May 6th, 2017 12:00 AM
    Ryan was very clear and honest about the entire process. I am self employed which made the process even more involved but Ryan made it seem easy. From start to finish I knew what was going on. He actually cared about my situation and took the...
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  • Zillow
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    User9491572
    Richmond, VA
    Posted on May 5th, 2017 12:00 AM
    We have been doing business with Ryan for 10 years now. We have used him for two home mortgages and refinancing. He has always gotten us the best rates!
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    Restoredrepurposed
    Henrico, VA
    Posted on April 26th, 2017 12:00 AM
    Ryan and his team went above and beyond to work with our family as we were buying our home. He went over everything with us about the process and what to expect. We highly recommend his services to anyone looking for a great lender!
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    User32161454
    Henrico, VA
    Posted on April 26th, 2017 12:00 AM
    Ryan and his team were very helpful in the process of purchasing our home. They were assisting us from prequalification to loan completion and were very communicative with both my wife and I and our real estate agent. The customer service was...
    read more
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    Sherimkemp
    Richmond, VA
    Posted on April 26th, 2017 12:00 AM
    Ryan responded to my initial message right away, even though it was a weekend. He and his team worked hard to make me eligible for a quick sale-purchase turn around. His assistant, Tiffani, was friendly, thorough and supportive during the whole...
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  • Zillow
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    Roger B
    Powhatan, VA
    Posted on April 24th, 2017 12:00 AM
    Ryan provided advice and information to us for a year prior to our closing because of past financial issues resulting from the "great recession" of 2008. The fact that we were applying for a VA loan made things even more complicated. Ryan and...
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  • Zillow
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    Zuser20160915173252103
    Powhatan, VA
    Posted on February 21st, 2017 12:00 AM
    I started with Ryan and his team over 3 years ago. My credit was terrible. With his advise I was able to raise it and go from bad to excellent. As a single mom I still had a very limited budget but with the help of my realtor and this great...
    read more
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    Michael D
    Posted on February 17th, 2017 01:03 PM
    Ryan Charles has received a review with 5 star rating from Michael D
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance