

Ryan Charles
Branch Partner

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Ryan and his team were wonderful to work with. They answered every question and offered support throughout the process. They worked very hard to help us reach our goal!
What a wonderful experience I had with my recent home purchase due to Mr. Ryan and his team.Building the house was very stressful but the one item I didn't worry about was financing and the paperwork associated with closing. I was on a fixed...
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After having a terrible experience with Bank of America I turned to Alcova mortgage. I am glad that Bank of America, where I did all of my banking, dropped the ball so badly because if they had not I would have never discovered Alcova. I cannot...
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We had a tight deadline for closing and Ryan and his team did a great job keeping us on schedule. Their communication and willingness to explain everything were a huge help. We are thrilled to be moving into our new home today!
Ryan and Carol are awesome! Really good at communicating, taking stress off, and explaining numbers, dates, etc. Super happy we decided to go with them.
I contacted Ryan first for advice on whether it was worth it for me to refinance my house to drop to a lower rate and drop 3 years off my loan to get me to 20 years. He said it wasn't worth it unless I could get rid of the PMI. I appreciated...
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We were so pleased with the outstanding service we received. Ryan made everthing so easy for us. With his help we truly had a great buying experience.
Very Easy to work with every step of the way! Tiffani was great!
Ryan and his team were very helpful in the process of refinancing my home. I initially spoke with Ryan and Carol guided me through the whole process – both were very friendly and professional, which made me feel at ease through the refi process....
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Working with both Ryan and Carol was a fantastic experience. They were not only professional but we felt like they were good friends by the end of the process. We felt 100% comfortable with them helping us gain our home loan and now we're in...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 247505
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance