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Ryan Charles - Branch Partner in Richmond, VA

Ryan Charles

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
  • Zillow
    J
    Jaimehoyle
    Midlothian, VA
    Posted on November 2nd, 2017 12:00 AM
    Ryan and his team were wonderful to work with. They answered every question and offered support throughout the process. They worked very hard to help us reach our goal!
  • Zillow
    S
    Sueschutte112
    Sneads Ferry, NC
    Posted on October 30th, 2017 12:00 AM
    What a wonderful experience I had with my recent home purchase due to Mr. Ryan and his team.Building the house was very stressful but the one item I didn't worry about was financing and the paperwork associated with closing. I was on a fixed...
    read more
  • Zillow
    B
    Bmilewczik
    Sandston, VA
    Posted on October 16th, 2017 12:00 AM
    After having a terrible experience with Bank of America I turned to Alcova mortgage. I am glad that Bank of America, where I did all of my banking, dropped the ball so badly because if they had not I would have never discovered Alcova. I cannot...
    read more
  • Zillow
    V
    Vtcourtney
    Chesterfield, VA
    Posted on September 28th, 2017 12:00 AM
    We had a tight deadline for closing and Ryan and his team did a great job keeping us on schedule. Their communication and willingness to explain everything were a huge help. We are thrilled to be moving into our new home today!
  • Zillow
    J
    Jhicks42
    Mechanicsville, VA
    Posted on September 13th, 2017 12:00 AM
    Ryan and Carol are awesome! Really good at communicating, taking stress off, and explaining numbers, dates, etc. Super happy we decided to go with them.
  • Zillow
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    Natalie N
    Midlothian, VA
    Posted on August 25th, 2017 12:00 AM
    I contacted Ryan first for advice on whether it was worth it for me to refinance my house to drop to a lower rate and drop 3 years off my loan to get me to 20 years. He said it wasn't worth it unless I could get rid of the PMI. I appreciated...
    read more
  • Zillow
    K
    Kristen M
    New Kent, VA
    Posted on August 18th, 2017 12:00 AM
    We were so pleased with the outstanding service we received. Ryan made everthing so easy for us. With his help we truly had a great buying experience.
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    M
    Maica F D
    Posted on August 16th, 2017 01:02 PM
    Very Easy to work with every step of the way! Tiffani was great!
  • Zillow
    V
    Vebradby
    Chesterfield, VA
    Posted on June 3rd, 2017 12:00 AM
    Ryan and his team were very helpful in the process of refinancing my home. I initially spoke with Ryan and Carol guided me through the whole process – both were very friendly and professional, which made me feel at ease through the refi process....
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  • Zillow
    Z
    Zuser20160919183527526
    Midlothian, VA
    Posted on June 1st, 2017 12:00 AM
    Working with both Ryan and Carol was a fantastic experience. They were not only professional but we felt like they were good friends by the end of the process. We felt 100% comfortable with them helping us gain our home loan and now we're in...
    read more
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 247505
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance