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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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The whole process was very smooth with no fuss and everyone involved was very helpful from start to finish.
Reply from Ryan Buckholdt
December 3rd, 2025 06:20 PM
I appreciate your feedback, James. It's good to know that the process was smooth and that everyone involved could assist you effectively. If you have any questions in the future or need additional help, please feel free to reach out to me.
Ryan was incredible to work with. He was quick to respond and consistently went above and beyond, often working after hours to make things happen. His dedication under tight time constraints was crucial in helping me to secure the home I truly...
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Ryan was incredible to work with. He was quick to respond and consistently went above and beyond, often working after hours to make things happen. His dedication under tight time constraints was crucial in helping me to secure the home I truly...
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Reply from Ryan Buckholdt
November 28th, 2025 04:56 PM
Jennifer, it was a pleasure to assist you in securing your home. I’m glad that my efforts and guidance could make the process a smooth and stress-free experience for you. Your recommendation means a lot to me. Should you ever have more questions...
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Ryan was very patient with us, never rushed us for anything, Ryan and staff are very Top Notch, I would recommend them to everyone looking to purchase a house, Thank you guys , we are very excited to start a new chapter in life,
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Reply from Ryan Buckholdt
November 28th, 2025 05:27 PM
Josef, your excitement about starting this new chapter is truly great to hear. I'm pleased to know that my patience and assistance met your expectations during the home purchasing process. Recommendations like yours are deeply appreciated....
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Communication with both myself and my client was extraordinary, efficiency of the loan was outstanding, response time, creativity and knowledge were above and beyond. Thank you!
Reply from Ryan Buckholdt
November 27th, 2025 07:01 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ryan and his team are awesome! Ryan was responsive, attentive, patient, kind, and supportive during the whole process. I couldn't have asked for a better person to navigate a new and daunting process with. Thank you!!!
Reply from Ryan Buckholdt
November 24th, 2025 09:05 PM
I'm grateful, Ilana, for your kind words about my assistance throughout the process. It's important to me that you felt supported and well-guided, as navigating such significant steps can be challenging. Should you have any questions or need...
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Everyone on his team including Ryan was very responsive and knowledgeable
Reply from Ryan Buckholdt
November 24th, 2025 03:48 PM
Your feedback is valuable, James. I’m glad to hear that my team and I could provide the responsiveness and knowledge you needed. If there's anything else I can assist with down the line, please don't hesitate to reach out.
It was a very easy process. Ryan and his team were a pleasure to work with.
Reply from Ryan Buckholdt
November 19th, 2025 04:40 PM
I'm glad to hear that the process was smooth for you, Susan. Working alongside you with my team made it a positive experience on our end as well. If you have any future needs or questions, please reach out to me anytime.
Really amazing service and very knowledgeable. Very grateful to have had Ryan as my agent
Ryah was always very knowledgable about any questions I may have had going through the home buying process for the first time . The few times he was unsure he'd getme an answer within the same day without fail which made my first experience...
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Reply from Ryan Buckholdt
November 19th, 2025 02:46 PM
Colton, I’m glad to hear that my support helped make your first home-buying experience smoother. Being prompt and informed is important to me, and I'm pleased it was beneficial for you. If you ever have more questions or need further assistance...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095