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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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I'm a local General Contractor and in that roll we're always working to team up with the best Clients,Subs & Vendors. it essentially is your project team, and you need to be able to trust in them to give there best Effort to the end. Ryan and...
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Reply from Ryan Buckholdt
December 29th, 2025 01:57 PM
Scott, I'm grateful for your kind words and trust in the process. It’s rewarding to know that working together made your home buying experience smooth. If there's anything further I can do to support you, please feel free to reach out. Enjoy...
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As first-time homebuyers, we couldn’t have asked for a better lender. Ryan and his team made the process easy to understand, were always available when we had questions, and truly had our best interests in mind. Their professionalism and support...
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Reply from Owner
March 4th, 2026 06:44 PM
Thank you so much Michelle! It was our pleasure to work with you and help you navigate this process. We pride ourselves on being available to answer any questions you may have and make this experience as painless as possible. Hope to work with...
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As first-time homebuyers, we couldn’t have asked for a better lender. Ryan and his team made the process easy to understand, were always available when we had questions, and truly had our best interests in mind. Their professionalism and support...
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Reply from Ryan Buckholdt
December 26th, 2025 04:45 PM
Michelle, thank you for sharing your experience. It's great to hear that as a first-time homebuyer, you felt well-supported and found the process easy to understand. Being available for questions and ensuring your best interests are a priority...
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Ryan was great to work with. He openly communicated throughout each step of the process and was always available to answer questions.
Reply from Ryan Buckholdt
December 23rd, 2025 06:22 PM
I really appreciate the feedback and am looking forward to working with you again.
Ryan was always available & did his best to help me understand my options.
Reply from Ryan Buckholdt
December 22nd, 2025 04:24 PM
Lorraine, I'm glad to know that I could assist you by being available and helping clarify your options. If any other questions come up in the future or if you need more guidance, please feel free to reach out.
Ryan remained consistently patient with all of my questions and made a point of answering all of them in detail until I felt confident to move forward with each step of the refi process.
Reply from Ryan Buckholdt
December 18th, 2025 06:21 PM
Alicia, I appreciate your feedback. I'm glad to hear that the detailed answers helped you feel confident throughout the refinancing process. If you have any more questions or need further assistance, please don't hesitate to reach out.
Ryan is my primary lender of choice! I prefer collaborating with him, unless a client brings along a lender I must accommodate. Ryan consistently delivers exceptional service to my clients, ensuring everything gets done efficiently and promptly....
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Reply from Ryan Buckholdt at CrossCountry Mort...
December 15th, 2025 05:31 PM
It was great working with you. Thanks again for putting your trust in us.
It was GREAT to have someone you can trust in the process of buying a home. High level of communication from day one to the final day of closing. The whole team was amazing!!
Reply from Ryan Buckholdt
December 8th, 2025 01:42 PM
It's rewarding to hear that the trust and communication throughout the home buying process made a positive impact. I'm glad that everything progressed smoothly from start to finish. If you ever have further questions or need assistance, don't...
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Ryan is amazing! Highly recommend!
Ryan Buckholdt and has been advising us on how to purchase a home for several years. He always took time to answer my questions and enducate me on the home purchasing process. I would highly recommend Ryan for anyone interested in purchasing...
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Reply from Ryan Buckholdt
December 8th, 2025 07:04 PM
Nicholas, I'm grateful for your kind words and recommendation. It's been a pleasure guiding you through the home purchasing process over the years. Taking time to educate and answer your questions has always been important to me. If you have...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095