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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Doria B
Reply from Owner
July 24th, 2026 02:21 PM
Thank you for your 5-star rating, Doria. I'm pleased to know you had a positive experience with CrossCountry Mortgage. If you need any assistance in the future, feel free to reach out.
Ryan and his team were very professional to work with, they helped us meet deadlines we thought were impossible to meet! We would recommend them without reservation to anyone willing to buy a home in this crazy economy!!!!
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Reply from Ryan Buckholdt
July 24th, 2026 02:25 PM
David, I appreciate your positive feedback and recommendation. I'm glad my team and I could help you meet those challenging deadlines in the current market. If there's anything more you need, feel free to reach out.
Ryan's tenacity, personable nature, and responsiveness were critical in making me a homeowner. When the Santa Cruz home my partner and I rented for nearly 20 years unexpectedly became available to purchase, Ryan became a critical member of...
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Reply from Ryan Buckholdt
July 20th, 2026 11:05 PM
Justin, I'm grateful for your kind words and recommendation. It's wonderful to know that my support and approach were helpful in your journey to homeownership, especially with such a significant opportunity. I'm happy I could assist in building...
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Ryan was very responsive and willing to answer many questions and keep us updated over the course of over two years as we navigated our home buying experience. I will definitely have Ryan help us when a re-fi or home loan need arises again....
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Reply from Ryan Buckholdt
July 16th, 2026 02:12 PM
Regina, I'm grateful for your kind words and recommendation. It's wonderful to hear that you felt well-supported throughout your home buying journey. I'm always here to assist whenever you need help with a re-fi or home loan in the future.
Ryan and his team at CrossCountry Mortgage are excellent! This is our third mortgage with Ryan, and each experience has been surprisingly low-stress. Ryan is extremely personable and you can tell he enjoys working with his customers. Although...
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Reply from Ryan Buckholdt
July 11th, 2026 02:47 PM
Nancy, thank you for your thoughtful review and for choosing to work with me and my team at CrossCountry Mortgage for the third time. I'm pleased to hear that each experience has been low-stress and that you felt supported throughout the process....
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Ryan is the BEST!
Reply from Ryan Buckholdt
July 10th, 2026 03:34 PM
Danny, thank you for your enthusiastic feedback! I'm pleased to know you had such a positive experience.
Ryan and his team are amazing. They make the experience simple and pain free. I got the money I needed to remodel my home from a refinance. Thank you so much!
Reply from Ryan Buckholdt
July 9th, 2026 08:50 PM
Catherine, I appreciate your kind words and am happy to hear that the refinancing process was simple and pain-free for you. I'm glad I could assist in obtaining the funds needed for your home remodel. Thank you for sharing your experience!
Ryan was great! We got our realtor based on his recommendation and she was wonderful. This was a complicated deal to push through, and both Ryan and Jen (realtor) were helpful every step of the way.
Reply from Ryan Buckholdt
June 29th, 2026 05:02 PM
Joseph, I'm grateful for your positive feedback and glad to hear that my recommendation worked well for you. It's nice to know that both Jen and I could assist with the complexities of your deal. Thank you for sharing your experience!
Working with CrossCountry Mortgage has been a pleasure. i will recommend you to friends and family.
Reply from Ryan Buckholdt
June 25th, 2026 05:50 PM
Joyce, thank you for your kind words and the recommendation to your friends and family. I'm glad to hear you had a pleasant experience working with CrossCountry Mortgage.
Ryan and his team are awesome! Professional, personal and to the point. We highly recommend them and have referred many of our friends and family to use their services.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095