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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Look forward to working with Ryan again!
Ryan is the best! Always a pleasure working with him!
Professional, speedy, great communication at each step
Ryan is great and has an exceptional team. Helped us every step of the way. I'll be a repeat customer as soon as that lottery ticket pays off (or rates drop dramatically!)
Reply from Owner
October 19th, 2026 08:12 PM
Hawk, I'm glad to hear that you found both my support and the team's efforts at CrossCountry Mortgage, LLC helpful throughout your experience. I look forward to assisting you again, whether it's thanks to a winning lottery ticket or more favorable...
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You and your team were great helps beginning to end. We very much appreciated the expert advise and help. We'll be back as soon as I win that dang lottery!!!
Reply from Ryan Buckholdt
October 19th, 2026 08:24 PM
Hawk, I'm pleased to know that you found the guidance and support from both me and the team at CrossCountry Mortgage, LLC valuable throughout your experience. We look forward to assisting you again in the future — lottery win or not!
Ryan answered questions, spent time with us but once at the end when he knew we would unable to put up more collateral-said he would get back to us before our October 1st, 2026 deadline then just ghosted us. Very unprofessional.
Reply from Ryan Buckholdt
October 7th, 2026 05:33 PM
Thank you for your feedback. I'm sorry for the frustration you experienced with communication ahead of your deadline. I appreciate you taking the time to speak with me directly so I could hear your concerns and discuss what happened. Clear,...
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Very detailed answers and quick response times. Took time to really explain the process and advocate for us. Very helpful overall.
Reply from Ryan Buckholdt
September 30th, 2026 08:10 PM
Anne, I'm grateful for your kind words and pleased that my detailed answers and quick responses were helpful to you. At CrossCountry Mortgage, LLC, I strive to ensure a clear understanding of the process while advocating for your needs.
Always thinks outside the box and saves the transaction
Reply from Ryan Buckholdt
September 29th, 2026 02:25 PM
Jennifer, I appreciate your feedback and am happy to hear that my approach helped save the transaction. At CrossCountry Mortgage, LLC, thinking creatively to find solutions is something I strive for in every case.
great communication
Reply from Ryan Buckholdt
September 15th, 2026 08:25 PM
Noreen, I'm pleased to hear that you appreciated the communication. At CrossCountry Mortgage, LLC, ensuring clear and effective communication is a priority for me and my team. Thank you for your feedback!
Ryan and his team were extremely communicative, and made the loan process a breeze!
Reply from Ryan Buckholdt
September 14th, 2026 05:00 PM
Trevor, I'm glad to hear that you found the loan process smooth and that our communication met your expectations. Thank you for sharing your experience!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095