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Ryan Buckholdt at CrossCountry Mortgage - Branch Manager | NMLS #319442 in Santa Cruz, CA
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Ryan Buckholdt at CrossCountry Mortgage

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Branch Manager | NMLS #319442

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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    D
    Doria B
    Posted on July 17th, 2026 12:37 AM
    Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Doria B
    Reply from Owner
    July 24th, 2026 02:21 PM
    Thank you for your 5-star rating, Doria. I'm pleased to know you had a positive experience with CrossCountry Mortgage. If you need any assistance in the future, feel free to reach out.
  • TotalExpert
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    David B
    Aptos, CA
    Posted on July 17th, 2026 12:37 AM
    Ryan and his team were very professional to work with, they helped us meet deadlines we thought were impossible to meet! We would recommend them without reservation to anyone willing to buy a home in this crazy economy!!!!
    read more
    Reply from Ryan Buckholdt
    July 24th, 2026 02:25 PM
    David, I appreciate your positive feedback and recommendation. I'm glad my team and I could help you meet those challenging deadlines in the current market. If there's anything more you need, feel free to reach out.
  • TotalExpert
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    Justin B
    Santa Cruz, CA
    Posted on July 13th, 2026 02:45 AM
    Ryan's tenacity, personable nature, and responsiveness were critical in making me a homeowner. When the Santa Cruz home my partner and I rented for nearly 20 years unexpectedly became available to purchase, Ryan became a critical member of...
    read more
    Reply from Ryan Buckholdt
    July 20th, 2026 11:05 PM
    Justin, I'm grateful for your kind words and recommendation. It's wonderful to know that my support and approach were helpful in your journey to homeownership, especially with such a significant opportunity. I'm happy I could assist in building...
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  • TotalExpert
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    Regina V
    Aptos, CA
    Posted on July 9th, 2026 02:11 PM
    Ryan was very responsive and willing to answer many questions and keep us updated over the course of over two years as we navigated our home buying experience. I will definitely have Ryan help us when a re-fi or home loan need arises again....
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    Reply from Ryan Buckholdt
    July 16th, 2026 02:12 PM
    Regina, I'm grateful for your kind words and recommendation. It's wonderful to hear that you felt well-supported throughout your home buying journey. I'm always here to assist whenever you need help with a re-fi or home loan in the future.
  • TotalExpert
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    Nancy W
    Ben Lomond, CA
    Posted on July 4th, 2026 12:04 AM
    Ryan and his team at CrossCountry Mortgage are excellent! This is our third mortgage with Ryan, and each experience has been surprisingly low-stress. Ryan is extremely personable and you can tell he enjoys working with his customers. Although...
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    Reply from Ryan Buckholdt
    July 11th, 2026 02:47 PM
    Nancy, thank you for your thoughtful review and for choosing to work with me and my team at CrossCountry Mortgage for the third time. I'm pleased to hear that each experience has been low-stress and that you felt supported throughout the process....
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  • TotalExpert
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    Danny A
    Watsonville, CA
    Posted on July 3rd, 2026 03:34 PM
    Ryan is the BEST!
    Reply from Ryan Buckholdt
    July 10th, 2026 03:34 PM
    Danny, thank you for your enthusiastic feedback! I'm pleased to know you had such a positive experience.
  • TotalExpert
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    Catherine S
    Aptos, CA
    Posted on July 2nd, 2026 08:50 PM
    Ryan and his team are amazing. They make the experience simple and pain free. I got the money I needed to remodel my home from a refinance. Thank you so much!
    Reply from Ryan Buckholdt
    July 9th, 2026 08:50 PM
    Catherine, I appreciate your kind words and am happy to hear that the refinancing process was simple and pain-free for you. I'm glad I could assist in obtaining the funds needed for your home remodel. Thank you for sharing your experience!
  • TotalExpert
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    Joseph G
    Aptos, CA
    Posted on June 22nd, 2026 05:01 PM
    Ryan was great! We got our realtor based on his recommendation and she was wonderful. This was a complicated deal to push through, and both Ryan and Jen (realtor) were helpful every step of the way.
    Reply from Ryan Buckholdt
    June 29th, 2026 05:02 PM
    Joseph, I'm grateful for your positive feedback and glad to hear that my recommendation worked well for you. It's nice to know that both Jen and I could assist with the complexities of your deal. Thank you for sharing your experience!
  • TotalExpert
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    Joyce C
    Santa Cruz, CA
    Posted on June 18th, 2026 05:50 PM
    Working with CrossCountry Mortgage has been a pleasure. i will recommend you to friends and family.
    Reply from Ryan Buckholdt
    June 25th, 2026 05:50 PM
    Joyce, thank you for your kind words and the recommendation to your friends and family. I'm glad to hear you had a pleasant experience working with CrossCountry Mortgage.
  • google
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    Keith G
    Posted on June 16th, 2026 02:04 PM
    Ryan and his team are awesome! Professional, personal and to the point. We highly recommend them and have referred many of our friends and family to use their services.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • SCCAR
    • WCR - Santa Cruz
    • Core Coaching

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 319442
    Hobbies
    • Off-Roading
    • Wake Surfing
    • Mountain Biking
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    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS