Top 5%
Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Ryan was exceptional throughout our home-buying journey. He was responsive, knowledgeable, and always took the time to explain every step of the loan process in a way that was easy to understand. When unexpected underwriting and HOA-related...
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Ryan was outstanding throughout the entire home-buying process. He was proactive, responsive, and transparent, especially when unexpected financing and HOA review challenges came up. He kept me informed every step of the way, explained my options...
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Jordana L
Reply from Owner
August 14th, 2026 11:06 PM
Thank you, Jordana, for the perfect rating! I'm grateful for your support and look forward to assisting you in the future if needed.
Ryan and his team were responsive, knowledgeable, and kind. As a first time home owner everyone seemed to be excited for me and made me feel like a priority. The whole process was a great experience. I feel very fortunate to have this crew...
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Reply from Ryan Buckholdt
August 14th, 2026 03:26 PM
Jordana, I appreciate your kind words and I'm glad to hear that you had a great experience with us. It's wonderful to know that our team made you feel like a priority during your first home buying journey. If you need any further assistance,...
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! Smooth Sailing!
Reply from Ryan Buckholdt
August 10th, 2026 08:51 PM
Jesse, I'm glad to hear that everything went smoothly for you. If there's anything else I can assist you with in the future, please let me know!
Great company, with the best people working for them, very attentive.
Reply from Owner
August 8th, 2026 12:35 PM
Richard, I appreciate your kind words about our team at CrossCountry Mortgage. I'm pleased to hear that you found us attentive and that you had a great experience with our company. If there's anything else I can assist you with, please don't...
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Ryan really broke down the best option for what we needed. Walked us through the process and streamlined everything. Will definitely be going back when we move on to our next adventure. Thank you Ryan.
Reply from Ryan Buckholdt
August 8th, 2026 03:08 PM
Richard, thank you for your kind words. I'm happy to hear that I was able to help you find the best option and make the process easier for you. Looking forward to assisting you with your next adventure!
Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Doria B
Reply from Owner
July 24th, 2026 02:21 PM
Thank you for your 5-star rating, Doria. I'm pleased to know you had a positive experience with CrossCountry Mortgage. If you need any assistance in the future, feel free to reach out.
Ryan and his team were very professional to work with, they helped us meet deadlines we thought were impossible to meet! We would recommend them without reservation to anyone willing to buy a home in this crazy economy!!!!
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Reply from Ryan Buckholdt
July 24th, 2026 02:25 PM
David, I appreciate your positive feedback and recommendation. I'm glad my team and I could help you meet those challenging deadlines in the current market. If there's anything more you need, feel free to reach out.
Ryan's tenacity, personable nature, and responsiveness were critical in making me a homeowner. When the Santa Cruz home my partner and I rented for nearly 20 years unexpectedly became available to purchase, Ryan became a critical member of...
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Reply from Ryan Buckholdt
July 20th, 2026 11:05 PM
Justin, I'm grateful for your kind words and recommendation. It's wonderful to know that my support and approach were helpful in your journey to homeownership, especially with such a significant opportunity. I'm happy I could assist in building...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095