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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Ryan did an excellent job throughout the transaction. Communication was prompt and professional, deadlines were met, and the loan process moved smoothly from start to finish. He was proactive in addressing questions and keeping all parties...
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Great communication , knowledge of the process and attitude. We trust their process and respect for us all along the way .
As first-time homebuyers, the process of purchasing a home felt overwhelming at times, but Ryan Buckholdt made the experience far less stressful and much more understandable from start to finish.What stood out most about Ryan was his knowledge...
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Reply from Ryan Buckholdt
June 10th, 2026 11:19 PM
Devin, I truly appreciate your thoughtful review and the 5-star rating. It means a lot to hear that I could help make your first home-buying experience more understandable and less stressful. I'm grateful for the opportunity to support you...
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Ryan and his team provided an outstanding experience throughout my entire home loan process. From start to finish, they were professional, responsive, knowledgeable, and always available to answer my questions. They made what could have been...
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Ryan and his team provided an outstanding experience throughout my entire home loan process. From start to finish, they were professional, responsive, knowledgeable, and always available to answer my questions. They made what could have been...
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Reply from Ryan Buckholdt
June 10th, 2026 08:12 PM
Alfredo, I'm grateful for your kind words and the 5-star rating. It's wonderful to hear that you had a smooth and straightforward home loan process with us. I'm pleased that our professionalism and dedication made a positive impact on your...
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Ryan and team are fantastic to work with. Communication is key and they kept us informed the whole way through the process. Great people to work with.
Reply from Ryan Buckholdt
June 6th, 2026 09:35 PM
Jason, I appreciate your positive feedback. I'm glad to hear that you valued our communication and enjoyed working with us throughout the process. Thank you for choosing CrossCountry Mortgage!
Ryan and Amelia are the consumate professionals. Great knowledge of the process. Very professional in every aspect. For us novices, we were patiently walked through each and every turn and twist in the road. Cross Country will be our one and...
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Reply from Ryan Buckholdt
June 4th, 2026 08:36 PM
Geoffrey, I'm grateful for your kind words and the 5-star rating. It's wonderful to hear that you felt supported throughout the process and found our guidance helpful. Amelia and I are pleased to be your go-to choice for future financing needs....
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Sarah S
Ryan was always available to answer questions and really helped us through the process of applying for and getting a home loan.
Reply from Ryan Buckholdt
June 3rd, 2026 03:07 PM
Sarah, I appreciate your kind words. I'm glad I could assist you throughout the home loan process and be available to answer your questions. Thank you for sharing your experience!
Efficient and thorough.
Reply from Ryan Buckholdt
June 3rd, 2026 02:26 PM
Chris, I'm grateful for your feedback. It's wonderful to know you found the process efficient and thorough. Thank you for sharing your experience!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
747
/850
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095
