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Ryan Buckholdt at CrossCountry Mortgage - Branch Manager | NMLS #319442 in Santa Cruz, CA
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Ryan Buckholdt at CrossCountry Mortgage

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Branch Manager | NMLS #319442

4.92
(223)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
Overall Ratings
4.92
(223)
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Reviews from Web
  • 5.0
    TotalExpert
    A
    Alejandro A
    Watsonville, CA
    Posted on May 16th, 2026 06:07 AM
    We had a great experience. Quick to respond, great communication throughout the whole process, and always kept us informed every step of the way. Everything felt smooth and made buying our home a lot less stressful.
  • 4.5
    TotalExpert
    A
    Adam K
    Santa Cruz, CA
    Posted on May 14th, 2026 05:34 PM
    Got the loan completed and closed on time.
  • 5.0
    google
    S
    Sandra L
    Posted on May 12th, 2026 03:07 AM
    Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Sandra L
  • 5.0
    TotalExpert
    S
    Sandra L
    Watsonville, CA
    Posted on May 12th, 2026 03:07 AM
    Great communicatio, smooth process and always available to address any question.
  • 5.0
    TotalExpert
    J
    Jen N
    Santa Cruz, CA
    Posted on May 11th, 2026 02:16 PM
    I never have to worry or micromanage the transaction when Ryan is the lender. I have complete confidence the the loan will be fully approved and we'll close on time. Best lender in the busines!
  • 5.0
    TotalExpert
    J
    John V
    Santa Cruz, CA
    Posted on May 8th, 2026 01:03 PM
    Ryan and team took on a challenging second mortgage for my property. Ryan and Amelia took care of all parts of the process and provided clear instructions for supplying the documents needed to secure funding . They were gracious and added some...
    read more
    Reply from Ryan Buckholdt
    May 15th, 2026 01:04 PM
    John, I appreciate your kind words about the work Amelia and I did on your second mortgage. I'm glad we could guide you through the process with clear instructions and even a bit of humor. It's appreciated to hear that you were happy with everything,...
    read more
  • 5.0
    google
    A
    Aaron M
    Posted on May 7th, 2026 01:15 AM
    Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Aaron M
  • 5.0
    TotalExpert
    A
    Aaron M
    Novato, CA
    Posted on May 7th, 2026 01:14 AM
    The process was very streamlined and easy using your online systems. Ryan and team were very responsive, helpful, and friendly. Ryan expertly answered all our questions. If we refinance in the future we'll definately want to work with you again....
    read more
    Reply from Ryan Buckholdt
    May 14th, 2026 11:28 PM
    Aaron, I'm grateful for your kind words about my team and me. It's great to hear that you found the online process easy and our support helpful. If you decide to refinance in the future, I'd be happy to assist you again.
  • 5.0
    google
    J
    Jennifer L
    Posted on April 27th, 2026 03:48 AM
    Would gladly refer Ryan. He is the best in all categories.
  • 5.0
    TotalExpert
    J
    Jennifer L
    Santa Cruz, CA
    Posted on April 27th, 2026 03:47 AM
    Ryan was amazing! I would gladly and enthusiastically refer him. Amazing service, communication and just a great personality. Zero issues.
    Reply from Ryan Buckholdt
    May 4th, 2026 03:20 PM
    Jennifer, thank you for your kind words. I'm pleased to know that you had a positive experience with my service and communication. Your referrals are greatly appreciated!
  • 10 of 223
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    737
    /850
    Search Rank Score
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    Memberships
    • SCCAR
    • WCR - Santa Cruz
    • Core Coaching

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 319442
    Hobbies
    • Off-Roading
    • Wake Surfing
    • Mountain Biking
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS