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Ryan Buckholdt at CrossCountry Mortgage - Branch Manager | NMLS #319442 in Santa Cruz, CA
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Ryan Buckholdt at CrossCountry Mortgage

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Branch Manager | NMLS #319442

4.92
(242)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Overall Ratings
4.92
(242)
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  • 5.0
    TotalExpert
    N
    Nancy W
    Ben Lomond, CA
    Posted on July 4th, 2026 12:04 AM
    Ryan and his team at CrossCountry Mortgage are excellent! This is our third mortgage with Ryan, and each experience has been surprisingly low-stress. Ryan is extremely personable and you can tell he enjoys working with his customers. Although...
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  • 5.0
    TotalExpert
    D
    Danny A
    Watsonville, CA
    Posted on July 3rd, 2026 03:34 PM
    Ryan is the BEST!
  • 5.0
    TotalExpert
    C
    Catherine S
    Aptos, CA
    Posted on July 2nd, 2026 08:50 PM
    Ryan and his team are amazing. They make the experience simple and pain free. I got the money I needed to remodel my home from a refinance. Thank you so much!
  • 5.0
    TotalExpert
    J
    Joseph G
    Aptos, CA
    Posted on June 22nd, 2026 05:01 PM
    Ryan was great! We got our realtor based on his recommendation and she was wonderful. This was a complicated deal to push through, and both Ryan and Jen (realtor) were helpful every step of the way.
    Reply from Ryan Buckholdt
    June 29th, 2026 05:02 PM
    Joseph, I'm grateful for your positive feedback and glad to hear that my recommendation worked well for you. It's nice to know that both Jen and I could assist with the complexities of your deal. Thank you for sharing your experience!
  • 5.0
    TotalExpert
    J
    Joyce C
    Santa Cruz, CA
    Posted on June 18th, 2026 05:50 PM
    Working with CrossCountry Mortgage has been a pleasure. i will recommend you to friends and family.
    Reply from Ryan Buckholdt
    June 25th, 2026 05:50 PM
    Joyce, thank you for your kind words and the recommendation to your friends and family. I'm glad to hear you had a pleasant experience working with CrossCountry Mortgage.
  • 5.0
    google
    K
    Keith G
    Posted on June 16th, 2026 02:04 PM
    Ryan and his team are awesome! Professional, personal and to the point. We highly recommend them and have referred many of our friends and family to use their services.
  • 5.0
    TotalExpert
    J
    Jen N
    Aptos, CA
    Posted on June 11th, 2026 04:02 AM
    Ryan did an excellent job throughout the transaction. Communication was prompt and professional, deadlines were met, and the loan process moved smoothly from start to finish. He was proactive in addressing questions and keeping all parties...
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    Reply from Ryan Buckholdt
    June 18th, 2026 07:25 PM
    Jen, thank you for your excellent review and the 5-star rating. I'm pleased to know that the communication and loan process met your expectations and that everything proceeded smoothly. Your confidence in recommending me to future clients is...
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  • 5.0
    TotalExpert
    K
    Keith G
    Santa Cruz, CA
    Posted on June 8th, 2026 08:19 PM
    Great communication , knowledge of the process and attitude. We trust their process and respect for us all along the way .
    Reply from Ryan Buckholdt
    June 15th, 2026 08:20 PM
    Keith, thank you for highlighting the communication, knowledge, and respectful attitude you experienced. I'm pleased to hear that you trust our process and felt respected throughout. Your feedback is greatly appreciated.
  • 5.0
    TotalExpert
    D
    Devin H
    Watsonville, CA
    Posted on June 3rd, 2026 11:18 PM
    As first-time homebuyers, the process of purchasing a home felt overwhelming at times, but Ryan Buckholdt made the experience far less stressful and much more understandable from start to finish.What stood out most about Ryan was his knowledge...
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    Reply from Ryan Buckholdt
    June 10th, 2026 11:19 PM
    Devin, I truly appreciate your thoughtful review and the 5-star rating. It means a lot to hear that I could help make your first home-buying experience more understandable and less stressful. I'm grateful for the opportunity to support you...
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  • 5.0
    google
    F
    Freddy L
    Posted on June 3rd, 2026 08:12 PM
    Ryan and his team provided an outstanding experience throughout my entire home loan process. From start to finish, they were professional, responsive, knowledgeable, and always available to answer my questions. They made what could have been...
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  • 10 of 242
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    748
    /850
    Search Rank Score
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    Memberships
    • SCCAR
    • WCR - Santa Cruz
    • Core Coaching

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 319442
    Hobbies
    • Off-Roading
    • Wake Surfing
    • Mountain Biking
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS