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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Very detailed answers and quick response times. Took time to really explain the process and advocate for us. Very helpful overall.
Reply from Ryan Buckholdt
September 30th, 2026 08:10 PM
Anne, I'm grateful for your kind words and pleased that my detailed answers and quick responses were helpful to you. At CrossCountry Mortgage, LLC, I strive to ensure a clear understanding of the process while advocating for your needs.
Always thinks outside the box and saves the transaction
Reply from Ryan Buckholdt
September 29th, 2026 02:25 PM
Jennifer, I appreciate your feedback and am happy to hear that my approach helped save the transaction. At CrossCountry Mortgage, LLC, thinking creatively to find solutions is something I strive for in every case.
great communication
Reply from Ryan Buckholdt
September 15th, 2026 08:25 PM
Noreen, I'm pleased to hear that you appreciated the communication. At CrossCountry Mortgage, LLC, ensuring clear and effective communication is a priority for me and my team. Thank you for your feedback!
Ryan and his team were extremely communicative, and made the loan process a breeze!
Reply from Ryan Buckholdt
September 14th, 2026 05:00 PM
Trevor, I'm glad to hear that you found the loan process smooth and that our communication met your expectations. Thank you for sharing your experience!
, courteous, knowledgeable, Ryan and his team took good care of us and got us the right mortgage at the right price for us! Thank you so much!
Reply from Ryan Buckholdt at CrossCountry Mort...
September 9th, 2026 04:16 PM
Theresa, I'm grateful for your kind words and pleased that you felt well taken care of throughout the process. It's wonderful to hear that we could help you find the right mortgage at the right price. Thank you for choosing to work with me...
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Ryan was exceptional throughout our home-buying journey. He was responsive, knowledgeable, and always took the time to explain every step of the loan process in a way that was easy to understand. When unexpected underwriting and HOA-related...
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Reply from Owner
August 17th, 2026 10:34 PM
Xxdarksaikoxx, I appreciate your kind words and am grateful that you felt supported throughout your home-buying journey. It's nice to know that my efforts to explain the loan process and navigate challenges effectively were helpful. Thank you...
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Ryan was outstanding throughout the entire home-buying process. He was proactive, responsive, and transparent, especially when unexpected financing and HOA review challenges came up. He kept me informed every step of the way, explained my options...
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Reply from Ryan Buckholdt
August 16th, 2026 11:34 PM
Louis, I'm pleased to know that you had such a positive experience during the home-buying process. It's good to hear that my efforts in navigating the financing and HOA challenges were helpful to you. Thank you for your kind words, and I'm...
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from Jordana L
Reply from Owner
August 14th, 2026 11:06 PM
Thank you, Jordana, for the perfect rating! I'm grateful for your support and look forward to assisting you in the future if needed.
Ryan and his team were responsive, knowledgeable, and kind. As a first time home owner everyone seemed to be excited for me and made me feel like a priority. The whole process was a great experience. I feel very fortunate to have this crew...
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Reply from Ryan Buckholdt
August 14th, 2026 03:26 PM
Jordana, I appreciate your kind words and I'm glad to hear that you had a great experience with us. It's wonderful to know that our team made you feel like a priority during your first home buying journey. If you need any further assistance,...
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! Smooth Sailing!
Reply from Ryan Buckholdt
August 10th, 2026 08:51 PM
Jesse, I'm glad to hear that everything went smoothly for you. If there's anything else I can assist you with in the future, please let me know!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095