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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Ryan and his team at CrossCountry Mortgage are excellent! This is our third mortgage with Ryan, and each experience has been surprisingly low-stress. Ryan is extremely personable and you can tell he enjoys working with his customers. Although...
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Ryan is the BEST!
Ryan and his team are amazing. They make the experience simple and pain free. I got the money I needed to remodel my home from a refinance. Thank you so much!
Ryan was great! We got our realtor based on his recommendation and she was wonderful. This was a complicated deal to push through, and both Ryan and Jen (realtor) were helpful every step of the way.
Reply from Ryan Buckholdt
June 29th, 2026 05:02 PM
Joseph, I'm grateful for your positive feedback and glad to hear that my recommendation worked well for you. It's nice to know that both Jen and I could assist with the complexities of your deal. Thank you for sharing your experience!
Working with CrossCountry Mortgage has been a pleasure. i will recommend you to friends and family.
Reply from Ryan Buckholdt
June 25th, 2026 05:50 PM
Joyce, thank you for your kind words and the recommendation to your friends and family. I'm glad to hear you had a pleasant experience working with CrossCountry Mortgage.
Ryan and his team are awesome! Professional, personal and to the point. We highly recommend them and have referred many of our friends and family to use their services.
Ryan did an excellent job throughout the transaction. Communication was prompt and professional, deadlines were met, and the loan process moved smoothly from start to finish. He was proactive in addressing questions and keeping all parties...
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Reply from Ryan Buckholdt
June 18th, 2026 07:25 PM
Jen, thank you for your excellent review and the 5-star rating. I'm pleased to know that the communication and loan process met your expectations and that everything proceeded smoothly. Your confidence in recommending me to future clients is...
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Great communication , knowledge of the process and attitude. We trust their process and respect for us all along the way .
Reply from Ryan Buckholdt
June 15th, 2026 08:20 PM
Keith, thank you for highlighting the communication, knowledge, and respectful attitude you experienced. I'm pleased to hear that you trust our process and felt respected throughout. Your feedback is greatly appreciated.
As first-time homebuyers, the process of purchasing a home felt overwhelming at times, but Ryan Buckholdt made the experience far less stressful and much more understandable from start to finish.What stood out most about Ryan was his knowledge...
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Reply from Ryan Buckholdt
June 10th, 2026 11:19 PM
Devin, I truly appreciate your thoughtful review and the 5-star rating. It means a lot to hear that I could help make your first home-buying experience more understandable and less stressful. I'm grateful for the opportunity to support you...
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Ryan and his team provided an outstanding experience throughout my entire home loan process. From start to finish, they were professional, responsive, knowledgeable, and always available to answer my questions. They made what could have been...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
748
/850
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095
