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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Ryan was great! I loved his easy, "regular people" communication style and was very knowledgable and helpful every step of the way. I'm very happy we went with Ryan for our co-owner buy out purchase!
Ryan, Kathy and Michelle were all a pleasure to work with. They were all very helpful, never minded answering questions and responded quickly. I really appreciated their "regular people" communication style and patient approach. Buying a house...
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It was a fast , efficient process
Reply from Ryan Buckholdt
November 6th, 2026 04:25 PM
Douglas, I'm happy to hear that you found the process fast and efficient. At CrossCountry Mortgage, LLC, I strive to ensure a smooth experience for all my clients.
Ryan was helpful from the start we were first time homebuyers and it was a new world to us. along with our event they walked us through everything with patience and prompt communication.
Reply from Owner
October 30th, 2026 05:12 PM
Derek, I'm pleased to know that I could assist you through the homebuying process with patience and clear communication. At CrossCountry Mortgage, LLC, it's important to me that first-time homebuyers feel supported every step of the way.
Ryan was helpful from the start we were first time homebuyers and it was a new world to us. along with our event they walked us through everything with patience and prompt communication.
Reply from Ryan Buckholdt
October 30th, 2026 03:36 PM
William, I'm grateful to hear that I could help guide you through the homebuying process as a first-timer. At CrossCountry Mortgage, LLC, providing patient and prompt communication is always a priority for me.
Look forward to working with Ryan again!
Reply from Ryan Buckholdt
October 29th, 2026 01:02 PM
Bryan, I'm pleased to hear you're looking forward to working with me again. At CrossCountry Mortgage, LLC, we value your trust and are ready to assist you whenever needed.
Ryan is the best! Always a pleasure working with him!
Reply from Ryan Buckholdt
October 29th, 2026 06:50 PM
Natalia, I'm glad to hear that you find working with me a pleasure! At CrossCountry Mortgage, LLC, it's my goal to provide the best possible experience for you.
Professional, speedy, great communication at each step
Reply from Ryan Buckholdt
October 26th, 2026 01:59 PM
Silvestro, I'm happy to hear that you appreciated the professional and speedy communication throughout the process. At CrossCountry Mortgage, LLC, I strive to ensure a smooth experience for everyone.
Ryan is great and has an exceptional team. Helped us every step of the way. I'll be a repeat customer as soon as that lottery ticket pays off (or rates drop dramatically!)
Reply from Owner
October 19th, 2026 08:12 PM
Hawk, I'm glad to hear that you found both my support and the team's efforts at CrossCountry Mortgage, LLC helpful throughout your experience. I look forward to assisting you again, whether it's thanks to a winning lottery ticket or more favorable...
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You and your team were great helps beginning to end. We very much appreciated the expert advise and help. We'll be back as soon as I win that dang lottery!!!
Reply from Ryan Buckholdt
October 19th, 2026 08:24 PM
Hawk, I'm pleased to know that you found the guidance and support from both me and the team at CrossCountry Mortgage, LLC valuable throughout your experience. We look forward to assisting you again in the future — lottery win or not!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095