Top 5%
Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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The team was very helpful and responsive. They really supported us through the full process. They also went the extra miles to make sure our refinance will go through before the end of the month to save us some money.
Much appreciated!
Ryan is just the best! Always responsive, creative, and highly effective. He always makes me or saves me money. We love working with Ryan.
Reply from Ryan Buckholdt
November 18th, 2025 05:18 PM
It's so rewarding to hear that my approach and efforts have been beneficial for you, Roxie. Being responsive and creative in finding solutions is central to how I work, and I'm pleased it has made an impact on your financial goals. If there's...
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Ryan Buckholdt at CrossCountry Mortgage has received a review with 5 star rating from C R
Ryan and his team make a tedious process more bearable. They're always pleasaant and responsive.
Best lender you could find!
Ryan and the whole team went above and beyond to help us with this purchase. Where other lenders said it wasn't possible, he found a way. We are beyond grateful for his hard work and expertise, truly the best of the best! This man deserves...
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Reply from Ryan Buckholdt
November 17th, 2025 06:24 PM
I truly appreciate your generous feedback, Parisa. It means a lot to hear that my efforts made a difference where others had doubts. I'm glad we could support you through the purchase process and that my commitment could meet your needs. If...
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Ryan has had great advice for my family that suits our needs. He really has listened to what we were trying to accomplish when we financed and then again when we refinanced.
Ryan was super knowledgable and his advice was priceless. He is very patient and always took the time to thoroughly explain things. Ryan excels in that he is well-versed in his field and in the rapidly changing market. To top it off, he is...
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Ryan was super knowledgable and his advice was priceless. He is very patient and always took the time to thoroughly explain things. Ryan excels in that he is well-versed in his field and in the rapidly changing market. To top it off, he is...
read more
Reply from Ryan Buckholdt
November 17th, 2025 05:38 PM
I appreciate your kind words, Lan. It's important to me that clients feel well-informed and supported throughout the process. I’m pleased to know that my knowledge and communication were helpful to you. If you have any more questions or need...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095