Top 5%
Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Very, very helpful for having such a short escrow.
Reply from Owner
March 3rd, 2026 07:35 PM
Thank you Lynne. We look forward to working with you again soon!
Amelia was very helpful once we described the areas of the process where we needed assistance.
Reply from Ryan Buckholdt
March 3rd, 2026 07:37 PM
Thank you for the review Stephen. We pride ourselves on being able to walk people through the process with ease. Look forward to working with you in the future
Ryan and his team provided a lot of information and were very responsive to my questions.
Reply from Ryan Buckholdt
March 3rd, 2026 07:34 PM
Thank you for the review Lorie! It was a pleasure to work with you and we hope to work with you again! Enjoy your new home
Ryan guided us seamlessly through our refinance!
Reply from Ryan Buckholdt
March 2nd, 2026 07:24 PM
I'm glad to hear that your refinancing process went smoothly, Jennifer. It's important to make these experiences as effortless as possible. If you need any further assistance or have questions in the future, I'm here to help.
Ryan and his team are on top of all aspects of the transaction and keep me informed at every step. They go out of their way to take excellant care of my clients and are simply the best I have ever worked with !
Ron Fossum
Bailey Properties
Reply from Ryan Buckholdt
January 19th, 2026 09:00 PM
I enjoyed working with you. Thanks for the great feedback.
Great job
I was the listing agent and happy to hear that the Buyer's loan was through your office. I was confident on the knowledge & experience of your office, the transaction went smoothly. Thank you for your commitment to excellence.
Reply from Ryan Buckholdt
January 12th, 2026 05:34 PM
It was great working with you. Thanks again for putting your trust in us.
was very understandable and very reasonable and helped me in a lot of ways. He's very kind and trusting person I would use him again over and over.
Reply from Ryan Buckholdt
January 9th, 2026 04:14 PM
It's appreciated to know that you found my approach understandable and reasonable, Alan. I'm glad I could assist you in various ways. Your trust means a lot to me, and I look forward to the opportunity to work with you again. If any further...
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Ryan was great! Wouldn't want to use anyone else.
Reply from Ryan Buckholdt
January 5th, 2026 04:12 PM
It’s fantastic to hear that you had such a positive experience, Mark. I'm pleased that you found my assistance helpful. If there's ever anything else you need, don't hesitate to get in touch. Thank you for your trust.
Ryan made it great!! He is the ONLY lender I will work with/recommend to my clients. I also tell family and friends if they are thinking about a refi-call Ryan.
Thank you to Ryan and his Team!
Reply from Ryan Buckholdt
January 1st, 2026 02:49 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095