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Ryan Buckholdt at CrossCountry Mortgage - Branch Manager | NMLS #319442 in Santa Cruz, CA
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Ryan Buckholdt at CrossCountry Mortgage

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Branch Manager | NMLS #319442

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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    Roxie B
    Posted on November 6th, 2025 03:02 AM
    Ryan is the most creative, informed, helpful, and responsive lender I've worked with. He's a great communicator and always has ideas that end up either saving or making me money. The guy is a legend. Highly recommend.
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    Gerald M
    Capitola, CA
    Posted on November 1st, 2025 08:35 PM
    You and your team were amazingly efficient
    Reply from Ryan Buckholdt at CrossCountry Mort...
    November 10th, 2025 06:43 PM
    Gerald, thank you for sharing your thoughts. It's gratifying to hear that the efficiency of my team and I met your expectations. If there's anything further we can do for you, just let me know.
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    Fran M
    Posted on November 1st, 2025 01:16 AM
    If you need a loan officer who walks you through the entire mortgage process with patience Ryan and his team are the ones to use!!!
  • TotalExpert
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    Francine M
    Capitola, CA
    Posted on November 1st, 2025 01:15 AM
    Ryan and his team were always readily available to answer all my questions!!!
    Reply from Ryan Buckholdt at CrossCountry Mort...
    November 10th, 2025 08:58 PM
    Thank you for your feedback, Francine. I'm glad that my team and I could be available to support you throughout the process. If you have any more questions or need further assistance, don't hesitate to get in touch.
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    Rebekah Y
    Mount Hermon, CA
    Posted on October 17th, 2025 02:58 AM
    Ryan was amazing to work with. He was professional, fast, efficient and knew exactly how to get the job done.
    Reply from Ryan Buckholdt
    October 24th, 2025 08:48 PM
    I'm grateful for your feedback, Rebekah. It's rewarding to know that my approach and efficiency made your experience a positive one. If you ever need any further assistance, I'm always here to help.
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    Abd D
    Santa Cruz, CA
    Posted on October 14th, 2025 03:02 AM
    Great team
    Reply from Ryan Buckholdt
    October 21st, 2025 08:49 PM
    I appreciate your kind words about the team, Abd. It's important for me to know that you had a positive experience. If you have any more feedback or need assistance in the future, feel free to reach out to me directly.
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    Melanie H
    Aptos, CA
    Posted on October 13th, 2025 04:31 PM
    Ryan and his team are quick, efficient, thorough, and the best in the industry. His reputation precedes him, and he gets the deal done! We are so grateful for him and his team!
    Reply from Ryan Buckholdt
    October 20th, 2025 04:32 PM
    Your appreciation means a lot to me, Melanie. I'm pleased to know that my team and I were able to meet your expectations and see the deal through effectively. Thank you for trusting us with your mortgage needs. If there's anything more you...
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    Arun S
    San Jose, CA
    Posted on October 8th, 2025 10:27 PM
    very competitive rates, recommendations and a good platform which made application process easy. Ryan was a hop away, always. Updates were on time, never had to reach out for anything.
    Reply from Ryan Buckholdt
    October 16th, 2025 05:09 PM
    I'm glad the competitive rates, recommendations, and the application process met your needs, Arun. It's wonderful to hear that you found the process smooth and that timely updates kept everything on track. Feel free to reach out if there's...
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    Stephen M
    Soquel, CA
    Posted on October 2nd, 2025 09:11 PM
    Escellent service, advise, and follow through
    Reply from Ryan Buckholdt
    October 10th, 2025 08:22 PM
    Thank you for your feedback, Stephen. I'm glad to hear that you found the service, advice, and follow-through to be satisfactory. If you ever need further assistance or have questions in the future, don't hesitate to get in touch.
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    Anna S
    Posted on September 30th, 2025 04:33 PM
    I can't say enough good things about Ryan and his team. We had a very challenging loan situation with a 21 day close and no contingencies, and Ryan and Michelle went above and beyond to make it happen. They worked after hours and on weekends...
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  • 101–110 of 258
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • SCCAR
    • WCR - Santa Cruz
    • Core Coaching

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 319442
    Hobbies
    • Off-Roading
    • Wake Surfing
    • Mountain Biking
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS