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Ryan Buckholdt at CrossCountry Mortgage
Branch Manager | NMLS #319442

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Ryan is the most creative, informed, helpful, and responsive lender I've worked with. He's a great communicator and always has ideas that end up either saving or making me money. The guy is a legend. Highly recommend.
You and your team were amazingly efficient
Reply from Ryan Buckholdt at CrossCountry Mort...
November 10th, 2025 06:43 PM
Gerald, thank you for sharing your thoughts. It's gratifying to hear that the efficiency of my team and I met your expectations. If there's anything further we can do for you, just let me know.
If you need a loan officer who walks you through the entire mortgage process with patience Ryan and his team are the ones to use!!!
Ryan and his team were always readily available to answer all my questions!!!
Reply from Ryan Buckholdt at CrossCountry Mort...
November 10th, 2025 08:58 PM
Thank you for your feedback, Francine. I'm glad that my team and I could be available to support you throughout the process. If you have any more questions or need further assistance, don't hesitate to get in touch.
Ryan was amazing to work with. He was professional, fast, efficient and knew exactly how to get the job done.
Reply from Ryan Buckholdt
October 24th, 2025 08:48 PM
I'm grateful for your feedback, Rebekah. It's rewarding to know that my approach and efficiency made your experience a positive one. If you ever need any further assistance, I'm always here to help.
Great team
Reply from Ryan Buckholdt
October 21st, 2025 08:49 PM
I appreciate your kind words about the team, Abd. It's important for me to know that you had a positive experience. If you have any more feedback or need assistance in the future, feel free to reach out to me directly.
Ryan and his team are quick, efficient, thorough, and the best in the industry. His reputation precedes him, and he gets the deal done! We are so grateful for him and his team!
Reply from Ryan Buckholdt
October 20th, 2025 04:32 PM
Your appreciation means a lot to me, Melanie. I'm pleased to know that my team and I were able to meet your expectations and see the deal through effectively. Thank you for trusting us with your mortgage needs. If there's anything more you...
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very competitive rates, recommendations and a good platform which made application process easy. Ryan was a hop away, always. Updates were on time, never had to reach out for anything.
Reply from Ryan Buckholdt
October 16th, 2025 05:09 PM
I'm glad the competitive rates, recommendations, and the application process met your needs, Arun. It's wonderful to hear that you found the process smooth and that timely updates kept everything on track. Feel free to reach out if there's...
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Escellent service, advise, and follow through
Reply from Ryan Buckholdt
October 10th, 2025 08:22 PM
Thank you for your feedback, Stephen. I'm glad to hear that you found the service, advice, and follow-through to be satisfactory. If you ever need further assistance or have questions in the future, don't hesitate to get in touch.
I can't say enough good things about Ryan and his team. We had a very challenging loan situation with a 21 day close and no contingencies, and Ryan and Michelle went above and beyond to make it happen. They worked after hours and on weekends...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #319442 | Branch NMLS #2306642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- SCCAR
- WCR - Santa Cruz
- Core Coaching
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 319442
Awards
Hobbies
- Off-Roading
- Wake Surfing
- Mountain Biking
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095