

Phebe Ellis-Roach
Branch Manager

A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Quick response, very professional and knowledgeable.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly grateful for your kind words, Alex! I'm delighted to hear that you found my responses timely and found value in my expertise. It's always satisfying to know our work at Thrive Mortgage has had a positive impact. Thank you for this...
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Thank you for staying on top of everything
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm sincerely grateful for your kind words and the 5-star rating, William. We strive to provide the best service possible, so it's wonderful to hear that you had a great experience with our team. If there's anything more you need in the future,...
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Phebe and her team made the home buying process so simple and stress free! 100% would recommend her for any home purchase needs! Thank you Phebe!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly delighted to hear that you found the home buying process simple and stress-free, Michelle. Ensuring a smooth transition for our clients is our top priority for my team and I. I am glad I could help with your home purchase needs. I...
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Phebe was great! I will definitely refer clients to her in the future. Thanks for such a smooth transaction.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm absolutely thrilled to hear that you had a positive experience, Kelsey! Ensuring a smooth transaction is always my goal at Thrive Mortgage. I'm sincerely grateful for your kind words and for referring future clients. It was truly a pleasure...
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Super easy process from start to finish, and the communication during the process was fantastic!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you Andrea for allowing me to help you and your family with your new home. I am thankful for you.
Fast, honest and professional service.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you, Craig, for taking the time to share your positive experience with Thrive Mortgage. It's fantastic to hear that you found our service fast, honest, and professional. Your 5-star rating is greatly appreciated. I always enjoy helping...
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Phebe has always been amazing!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly humbled by your kind words, Teresa! It's always a joy to work with you and your family. We always strive to provide the best service. Thank you for your generous 5-star rating! Looking forward to continuing being of service to you....
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Thank you for helping my clients. They were very happy
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Hey Mitzi, thank you so much for leaving your review. I am thankful I was able to help your clients with our Home2Home program. I would love to share more about our company and our products with you. Have a great day.
Great experience
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm thrilled to hear that you had a great experience! Your satisfaction is our priority at Thrive Mortgage, and your review reaffirms the hard work we put in every day. Thank you for your kind words and for taking the time to review us. We...
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It was great
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm delighted to hear that you had a great experience, Addison! It's always my aim to provide exceptional service at Thrive Mortgage, and I'm glad that it reflects in your satisfaction. Your 5-star rating means a lot to me. If you need any...
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445