Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Reviews from Web
Phebe is always amazing. She goes over and beyond to get my buyers to the closing table. I highly recommend her to all of my clients.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words, Candace. I'm delighted to hear that you've had a positive experience with me and my team. Going above and beyond for my clients is something we strive for every day, and I'm glad I could help you reach...
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Phebe and her did and excellent job, and they were great to work with.
Reply from Phebe Ellis-Roach - RWM Home Loans
May 5th, 2024 10:39 PM
Thank you so much for the perfect rating and the kind words, Missy. We at Thrive Mortgage always strive to provide the best service to our clients and it's heartening to know that you found my team and me great to work with. Remember, we're...
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Phebe and her team worked extremely hard to put my mortgage together. Being self employed is a nightmare when getting a new home I can't express how greatful I am for their hard work. You will not be disappointed using Phebe and her team at...
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Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for the kind words, Calvin. It was my pleasure to assist you in putting your mortgage together. I understand the challenges of being self-employed, and I'm thrilled that my team and I were able to help. I really appreciate...
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Phebe and her team did an excellent job, and they were great to work with. The app made things so easy to upload and get things signed and know where I was at int he loan process.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm absolutely thrilled to hear you had such a positive experience with us at Thrive Mortgage, Melissa! It's fantastic to know that our team, and the app we use, were able to make the loan process easy and efficient for you. Reviews like yours...
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Prompt and answered all questions.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words, Steven. I'm delighted to hear that you had a satisfactory experience with Thrive Mortgage, and that I was able to provide prompt responses to your queries. Your review means a lot! If you have any more...
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Diana always does a great job and THRIVE products seem to be a great fit! She's a great brainstormer, problem solver and human! 😉❤️
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly touched by your kind words, Tanya. It's always a pleasure working with you and I'm delighted that our Thrive Mortgage products have been a great fit for your needs. Your positivity and appreciation make my job incredibly rewarding....
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Yvonne is great she made the whole processes so easy!! I would recommend her to anyone buying a home!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Thank you so much for your kind words and the 5-star rating, Bethany! I'm thrilled to hear Yvonne made your home buying process smooth and easy. It's always our aim to provide the best possible service to our clients at Thrive Mortgage. We...
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Phebe Ellis-Roach has received a review with 5 star rating from Nolan M
Reply from Phebe Ellis-Roach
March 5th, 2025 10:19 PM
Nolan, thank you so much for taking the time to leave such a wonderful review. It was a pleasure working with you to find the best home loan solution. Your satisfaction is my top priority, and I'm thrilled to hear that your experience was a...
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Phebe Ellis-Roach has received a review with 5 star rating from Nolan M
Reply from Phebe Ellis-Roach
May 8th, 2024 02:36 PM
Thank you for your wonderful feedback, Nolan! I'm thrilled to hear that you're happy with my service at Thrive Mortgage. Your high rating is greatly appreciated. Always here to help with your mortgage needs. Have an amazing day! - Phebe Ellis-Roach...
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Diana was PHENOMENAL! Kept me totally informed throughout the process and resolved an 11th hour issue with my home insurance so I could close on time. Couldn’t be happier with Thrive Mortgage and highly recommend!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
Traci, thank you for your outstanding review. I'm thrilled to hear that you are pleased with the service received during your home buying journey. Your satisfaction is my top priority, and I'm glad I was able to resolve the insurance issue...
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445