Phebe Ellis-Roach
Branch Manager
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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second time working with Phebe and she is the best hands down!
Reply from Phebe Ellis-Roach
May 2nd, 2025 02:05 AM
I'm thrilled to hear that you had another great experience working with me. It has been a pleasure assisting you, and I truly appreciate your kind words. Thank you for choosing me again! I hope you guys have a blast in your new home and community!...
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It was great
Reply from Phebe Ellis-Roach
April 27th, 2025 10:07 PM
I'm thrilled to hear that you had a great experience, Rachel. It was a pleasure assisting you with your home loan needs for the second time! Thank you for choosing RWM Home Loans.
If Phebe is helping you then you have nothing to worry about!
Reply from Owner
April 27th, 2025 10:07 PM
I'm thrilled to know that you felt confident working with me. It was a pleasure to assist you, and I appreciate your kind words.
Phebe was there for me the whole time, even though I'm sure she had much bigger deals to take care of.
she made even this small time buyer feel taken care of.
Reply from Phebe Ellis-Roach
April 23rd, 2025 03:46 PM
I'm grateful for your kind words, Dustin. It was a pleasure to assist you, and I'm glad to hear you felt well taken care of throughout the process. Thank you for choosing RWM Home Loans. It was great getting to know you!
Everything went smoothly
Reply from Phebe Ellis-Roach
April 21st, 2025 04:43 PM
I'm glad to hear that everything went smoothly with your experience, Paul. It was a pleasure assisting you with your home loan process at RWM Home Loans. Thank you for your positive feedback.
Phebe was very kind and helped make our process easy. She made herself readily available ro to us. We will always recommend Phebe.
Reply from Phebe Ellis-Roach
April 14th, 2025 02:58 PM
I'm thrilled to hear that I could make your process easy and be readily available for you. Your recommendation means a lot to me, and I'm grateful for the opportunity to assist you. Congratulations on your new home.
Her personal service was excellent!
Reply from Phebe Ellis-Roach
April 6th, 2025 09:53 PM
I'm thrilled to hear that you were pleased with the personal service I provided. It was a pleasure working with you and Rebecca! I truly appreciate your kind words.
Phebe's communication
Reply from Phebe Ellis-Roach
March 31st, 2025 02:11 AM
I'm thrilled to know that you were satisfied with the communication, Jason. It was a pleasure working with you at RWM Home Loans. If you have any further questions or need assistance, please feel free to reach out. Thanks for allowing me to...
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They made it very easy to communicate and get our questions answered.
Reply from Phebe Ellis-Roach
March 31st, 2025 02:11 AM
I'm glad to hear that communication was smooth and your questions were answered effectively. It was a pleasure assisting you with your needs at RWM Home Loans. Thanks for letting me help you!
Overall ease
Reply from Phebe Ellis-Roach
March 27th, 2025 05:30 PM
I'm glad to know that you found the process easy, Kyle. It was a pleasure working with you at RWM Home Loans. Welcome to Texas! If you have any further questions or need assistance, feel free to reach out.
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445