

Phebe Ellis-Roach
Branch Manager

A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping pe... Show More
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Reviews from Web
I absolutely loved being able to use the app to take care of all the tasks necessary for getting our mortgage. Every aspect of the process was efficient, streamlined, and user-friendly. We always felt like we were being well taken care of,...
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Reply from Owner
June 4th, 2025 09:37 PM
I'm thrilled to hear that you found the app helpful and that the mortgage process was efficient and user-friendly. It was a pleasure assisting you, and I appreciate your kind words about the communication and support you received. Thank you...
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I absolutely loved being able to use the app to take care of all the tasks necessary for getting our mortgage. Every aspect of the process was efficient, streamlined, and user-friendly. We always felt like we were being well taken care of,...
read more
Reply from Phebe Ellis-Roach
May 22nd, 2025 06:28 PM
I'm thrilled to hear that you enjoyed using the app and found the mortgage process efficient and user-friendly. It was a pleasure ensuring you felt well taken care of with clear communication and support. Thank you for your high recommendation!...
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Family like feelings
Reply from Phebe Ellis-Roach
May 19th, 2025 01:45 PM
I'm pleased to hear that your experience felt like family. It was a pleasure working with you at RWM Home Loans. If there are any additional aspects of your experience you'd like to discuss, please feel free to reach out.
i knew thwy wouldn't stray me wrong and would make sure i I got the loan that was best fit for me.
Reply from Phebe Ellis-Roach
May 13th, 2025 06:15 PM
I'm pleased to hear that you felt confident in the loan process and that we could assist you in finding the best fit. It was a pleasure working with you at RWM Home Loans. Thank you for your trust in us.
Phebe Ellis-Roach has received a review with 5 star rating from Clint B
Reply from Owner
May 22nd, 2025 06:28 PM
I'm thrilled to know you had a positive experience with RWM Home Loans. It was a pleasure assisting you, Clint, and I appreciate your trust and feedback. If you have any further questions or need assistance in the future, please don't hesitate...
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Personal touch and always available to help with anythin.
Reply from Phebe Ellis-Roach
May 13th, 2025 02:39 PM
I'm thrilled to hear that you appreciated the personal touch and availability throughout the process. It was a pleasure assisting you with your needs at RWM Home Loans. Thank you for your kind words! I am so excited for you guys!
Phebe was so helpful from start to finish.
Reply from Phebe Ellis-Roach
May 8th, 2025 07:14 PM
Thank you, Brianna, for your kind words. I'm delighted to hear that you found my assistance helpful throughout the process. I have admired how you stuck with your goal of buying a home. I know that ya'll have worked hard over the last year...
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Phebe was awesome and very helpful.
Reply from Phebe Ellis-Roach
May 7th, 2025 09:22 PM
I'm thrilled to hear that you found my assistance helpful, Robert. It was a pleasure working with you at RWM Home Loans. Thank you for your kind words!
I was referred to Phebe by a family member. I had heard nothing but great things. She was great working with myself and my companion. Quick to respond to questions and updates. Made my experience feel personable. I had the best experience.
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Reply from Phebe Ellis-Roach
May 2nd, 2025 02:03 AM
I'm thrilled to hear that you had a positive experience, Celestina. It was a pleasure working with you and Samuel. Thank you for your kind words and for trusting me with your home loan needs at RWM Home Loans.
Phebe Ellis-Roach has received a review with 5 star rating from Mckenzie B
Reply from Owner
May 7th, 2025 09:23 PM
I'm thrilled to know that you had a positive experience with RWM Home Loans. Thank you for your kind words and for choosing to work with us. If you have any future needs or questions, feel free to reach out.
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About
A Monterey High School graduate, I began my career in the mortgage industry at just 17 through a school to work program that allowed me to gain hands on experience while finishing school. Since then, I have dedicated my career to helping people achieve homeownership while also mentoring others in the industry. Over the years, many successful loan officers, underwriters, and processors have been part of my team, and I take pride in helping them grow in their careers. With years of industry experience and a passion for service, my goal is to make the home financing process smooth and stress free for every client.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Heloc Loans
Home Equity Loans
Reverse Mortgage Loans
New Construction Loans
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Memberships
- Lubbock Association of Realtors
- West Texas Home Builders Association Lubbock
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 335849
Hobbies
- Spending time with my family at the lake
- Texas Tech Sporting Events (Football and Men's and Women's Basketball)
- Greeting smiling faces at Church On The Rock
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445