Kyle Smith - RWM Home Loans - NMLS 2234536
Loan Officer
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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KYLE IS A FREAKING ALL STAR
Reply from Kyle Smith
May 30th, 2025 10:03 PM
Thank you, Mikey! Don't be a stranger!
Great followup
Reply from Kyle Smith
May 30th, 2025 10:02 PM
Thank you, Tom! It was a pleasure working with you both. Thank you for the trust, and the good conversations. Congratulations!
From day one, Kyle was honest, clear, and incredibly easy to talk to. He explained everything in a way that actually made sense, and kept us feeling confident and in the loop the whole time. He is passionate about his work, cares about people,...
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Reply from Owner
May 30th, 2025 10:02 PM
Thanks so much for the kind words, Cameron, and for being such a joy to work with. Congratulations to you both, and let's get together soon!
Our experience working with Kyle was amazing for so many reasons, but overall he made the whole loan process feel way less intimidating. He was super upfront and honest about everything, which helped us feel at ease. No guesswork, no hidden...
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Reply from Owner
May 30th, 2025 10:02 PM
Thanks so much for the kind words, Carina, and for being such a joy to work with. Congratulations to you both, and let's get together soon!
Kyle was always available, always understanding, and always shot straight. He knows the ins and outs of the industry and and educated us as well as advised. Throughout the ups and downs of the home buying process, Kyle remained consistent and...
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Reply from Kyle Smith
May 30th, 2025 10:01 PM
Thanks so much for the kind words, Cameron, and for being such a joy to work with. Congratulations to you both, and let's get together soon!
Kyle's transparency with us throughout the entire process made for such a smooth experience. He always informed us when there was any sort of update, big or small, and advised us very well when we were unsure about best next steps. There was...
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Reply from Kyle Smith
May 30th, 2025 10:01 PM
Thanks so much for the kind words, Carina, and for being such a joy to work with. Congratulations to you both, and let's get together soon!
My husband and I went through two other offers before successfully purchasing a new construction home, and Kyle was instrumental throughout the entire multi-month process.Through it all, Kyle was a steady, knowledgeable, and incredibly helpful...
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Reply from Owner
May 30th, 2025 10:00 PM
Thank you so much, Niki. It was truly a pleasure working with you both. I'm not sure I've ever been more proud of a review before. Thank you so so much for all of the kind words. Don't be a stranger!
We went through two other offers before successfully purchasing a new construction home, and Kyle was instrumental throughout the entire multi-month process.Through it all, Kyle was a steady, knowledgeable, and incredibly helpful guide. What...
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Reply from Kyle Smith
May 5th, 2025 03:55 AM
Thank you so much, Niki. It was truly a pleasure working with you both. I'm not sure I've ever been more proud of a review before. Thank you so so much for all of the kind words. Don't be a stranger!
Kyle and I had the pleasure of helping our mutual clients into their first home! It was almost like Kyle had a magic wand, but really he is just extremely great at what he does. My clients had trouble getting pre-approved elsewhere, and when...
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Reply from Owner
May 5th, 2025 03:47 AM
You're the best JoJo. Thank you for all of your work, support, and kind words. You're a rockstar.
Kyle is extremely knowledgeable in his field. He was always available for questions and explanations - first time I really understood the whole process :). He took the time to walk us through everything and explain the how's and why's. It was...
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Reply from Kyle Smith
April 29th, 2025 05:55 PM
Thank you so much Sarah :) It was truly a pleasure. Please keep in touch!
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About
Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional
VA
FHA
Bridge Loans
HELOC
Down Payment Assistance
Land Loans
Condos
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 2234536
Hobbies
- Woodworking
- Painting
- Cooking
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Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445