Kyle Smith - RWM Home Loans - NMLS 2234536's Cover Image
Kyle Smith - RWM Home Loans - NMLS 2234536 - Loan Officer in Bellingham, WA

Kyle Smith - RWM Home Loans - NMLS 2234536

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Loan Officer

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Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a pas... Show More
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  • Encompass
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    Tongzhi C
    Bellingham, WA
    Posted on June 10th, 2025 05:46 PM
    CCommunication
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    Jared C
    Lynden, WA
    Posted on June 9th, 2025 01:34 PM
    hard worker and a great communicato..
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    Cliff C
    Posted on June 5th, 2025 01:38 AM
    Kyle was amazing to work with. I highly recommend his services!
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    Cliff C
    Shelton, WA
    Posted on June 5th, 2025 01:37 AM
    Kyle and Stephanie were great to work with. Highly recommend!
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    David L
    Bellingham, WA
    Posted on May 30th, 2025 08:52 PM
    Kyle's industry knowledge, his above-and-beyond service, and 100% follow-through took any and all confusion and anxiety out of the loan process. He's a pro, and a real gentleman. Not sure if and when I'll need another home loan, but if/when...
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    Reply from Kyle Smith
    May 30th, 2025 10:05 PM
    Thank you for the kind words, David. It was a pleasure working with you both, and I'm excited for this next chapter in your lives. Thank you for letting me be a part of it. If you ever need anything, I am here!
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    Clara B
    Posted on May 30th, 2025 03:39 PM
    Kyle Smith - RWM Home Loans - NMLS 2234536 has received a review with 5 star rating from Clara B
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    Clara B
    Lynden, WA
    Posted on May 30th, 2025 03:39 PM
    Very thorough and always had us in best interest. Buying a house is scary and there is a lot we didn't know but you guys made us feel cared for and on the same page at all times. Thank you!
    Reply from Kyle Smith
    May 30th, 2025 10:06 PM
    Thank you, Clara! It was great getting to know you all. Buying your first home is such a huge milestone, and I'm so excited for you guys. Mathew will love growing up with that big yard to play in! Congratulations, and please don't hesitate...
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    Elena L
    Posted on May 30th, 2025 03:13 PM
    Kyle is friendly, easy, to work with, supportive, transparent, and communicative. He is easy to contact and he makes himself very available - always answering our emails or texts readily. I like that we were able to meet him on Zoom to first...
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    Maria H L
    Bellingham, WA
    Posted on May 30th, 2025 03:11 PM
    Kyle's friendly, easy, supportive, transparent,communicative help and how available he made himself to us.
    Reply from Kyle Smith
    May 30th, 2025 10:05 PM
    Thank you for the kind words, Elena. It was a pleasure working with you both, and I'm excited for this next chapter in your lives. Thank you for letting me be a part of it. If you ever need anything, I am here!
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    Paula C
    Blaine, WA
    Posted on May 23rd, 2025 08:36 PM
    Kyle is just a super nice guy and has a lot of patience. He was always available when we needed to ask questions and was always willing to take as much time as we needed to explain the process. I definitely recommend Kyle for the home loan...
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    Reply from Kyle Smith
    May 30th, 2025 10:04 PM
    Thanks so much for the kind words, Paula. I really enjoyed working with you and Tom, and I'm honored to have been a part of you turning this next chapter. Don't be a stranger!
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    About
    Born and raised on a small farm in Omak, Washington, I later moved to Bellingham where I earned a degree in Finance from Western Washington University. After graduating, I began my career in the lending industry and quickly discovered a passion for helping clients achieve homeownership through education and thoughtful financial guidance. I enjoy empowering clients to make confident decisions about one of the most important investments of their lives. Outside of work, I enjoy woodworking, painting, and exploring the Pacific Northwest with my wife, Emma, and our three dogs. I remain committed to continual growth while serving my clients and community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional
    VA
    FHA
    Bridge Loans
    HELOC
    Down Payment Assistance
    Land Loans
    Condos
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 2234536
    Hobbies
    • Woodworking
    • Painting
    • Cooking
    • View All
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Equal Housing Lender. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445